Visa CEO Ryan McInerney introduced the revolutionary payment modality called Tap to P2P during Wednesday’s Visa Payments Forum event in California.

This is a mechanism that turns every smartphone into a digital payment device. User authentication is carried out by simply placing the plastic card on the smartphone screen. The transaction does not request user data, nor is a text message or email sent, nor is communication with the bank requested.

This payment method, which translates into “Tap to pay, Tap to confirm, Tap to add card and Tap to P2P”, further facilitates transactions in stores but also allows the sending of remittances safely and quickly, as Eduardo clarified. Coello, regional president of Visa for Latin America and the Caribbean.

The executive also highlighted payment using biometric data (Visa Payment Passkey), since the client or user does not need to type anything on their phone or show a debit or credit card to carry out the required transaction.

Changes in payments have been rapid in recent years. The companies involved now have the assistance of Artificial Intelligence to speed up transactions, provide security to users and design practically personalized offers.

M.Pino

With information from national and international media, Visa and social networks

(Reference image source: @ftr_investors, X)

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Starting on Monday, January 15, Bancamiga will present one of the most important campaigns of the year, which envisages the union between Valentine’s Day and Carnivals 2024. It is an audiovisual proposal that seeks to fall in love, connect and exploit the attributes of the institution’s two main products, according to a statement.

“We look for creative, modern and differentiating ideas that help us present the immense benefits of our products. On other occasions we have achieved this goal with major projects such as the Bancamiga Burger, with which we seek to bring the bank even closer to consumers, and with each edition of our Conecta2 program, which we have carried out in emblematic places such as the Soto Sphere and the Simón Bolívar Monumental Stadium,” said Carmelo de Grazia, Chairman of the Board of Directors of Bancamiga Banco Universal.

This new campaign highlights how friendship is transformed into love through the “Beep” sound of contactless payment, recreated by the bank’s two main products: the Point of Sale and the Bancamiga Debit Card, two perfect companions whose functionality is enhanced by being together.

The idea of love arises to represent, in a playful and close way, the connection that current customers can feel for the brand. In turn, we seek to captivate potential customers so that they can enjoy the experience and versatility offered by Bancamiga products and services.

It is a story that comes to life under the supervision of the team of the Vice President of Marketing of Bancamiga, behind the lens of videographer Camilo Carvallo. It shows how the presence of the bank reaches every corner of Venezuela, being at the highest point of Caracas or on the crystal-clear beaches of our coasts.

Fall in love with Bancamiga

The CEO of Bancamiga, Ariel José Martínez, said that the humanization of both products helps to strengthen the personality of the brand and show how both products can be used to get the most out of it, especially on the days off for Carnival.

Both the Bancamiga Point of Sale and the Bancamiga Debit Card represent a particular group of society: sellers and consumers.

In the case of sellers, the Bancamiga Points of Sale, developed in partnership with SITCA Integral Technology Solutions, offer great attributes such as their Contactless technology, receiving daily payments, receiving commissions for each service payment surcharge and refunding to the POS owner all commissions for payments received with Bancamiga cards.

In the case of consumers, they enjoy the advantages of having a Debit Card that works with Contactless technology, allows to make online purchases, can be used inside and outside the national territory, and offers the possibility to make withdrawals in foreign currency at cashiers abroad.

Whether you enjoy Carnivals on the beach, in the mountains or in the city, the invitation is to fall in love with Bancamiga and with all the technological innovations that it strives to offer to its customers every day, concludes the information document.

With information and image of Bancamiga

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La entrada New campaign: Fall in love with Bancamiga at these Carnivals apareció primero en Bitfinance.

Being the fifth private bank in the country’s financial system, third in foreign currency deposits, fifth in total deposits and being the one that has achieved the highest year-on-year growth in its loan portfolio are elements that lead Bancamiga’s Executive President, Ariel José Martínez Coujil , to qualify as extraordinarily positive the balance of the institution in its first 16 years.

He expressed that, after becoming Banco Universal in 2017, the development of the institution has accelerated, which has been reinforced by technological innovation and by a young, trained, proactive human resource eager to launch products and services in a fast, easy and customer friendly.

“This has made customers trust the bank, which is evidenced by a 160 % increase in total deposits in the last four years to currently stand at 170 million dollars.”

He indicated that being the third bank in foreign currency deposits with 135 million dollars has been possible because its clients find in Bancamiga an innovative institution, with versatile and useful products to satisfy their needs, which can be used both in Venezuela and abroad. .

Martínez also made reference to the loan portfolio, which stands at 39 million dollars and has enjoyed the same good development of deposits, achieving the highest year-on-year growth compared to the last five years.

“Our credit portfolio is healthy, solid and with projection,” he stated, while adding that efforts will continue to focus on attracting new customers, opening new agencies and promoting different formulas from the traditional ones to offer services.

Strategic objectives of the institution

The Executive President of Bancamiga expressed that among the strategic objectives for this year, Financial Strength and Business Management stand out.

In this sense, it is expected to increase deposits from the public both in bolivars and in foreign currency, maintain credit intermediation at 80 % of deposits in bolivars and increase the volume of the credit portfolio business, as well as increase the participation quota in the market.

To achieve greater positioning, it is planned to launch 14 new products during 2023 and lead the bank with the largest number of points of sale, so that by the end of the year it will exceed 150,000 POS.

“We have already taken a fundamental step by being the first with Contactless technology (without contact) in our points of sale.”

He indicated that despite the strength that our digital banking maintains, Bancamiga needs a physical and structured position in regions where it is currently not present. The expansion strategy with new agencies will be maintained, estimating reaching all the states of the country, with the presence of 50 branches distributed throughout the national territory.

Ariel José Martínez Coujil highlighted that the average number of new account openings per month stands at an average of 35 thousand, which allowed for this first quarter to exceed one million accounts.

Public confidence in Bancamiga

A historic event for the institution was achieving registration with the National Securities Registry in 2021 and subsequent authorization, in order to be listed on the Caracas Stock Exchange in 2022. This year it plans to start operations in the capital ring.

He recalled that, in recent years, Bancamiga has promoted with strength and commitment different Corporate Social Responsibility programs that have innovation and entrepreneurship as strategic axes and education, health, sports and the environment as fields of action.

Within the framework of Bancamiga’s sixteenth anniversary, Martínez wanted to thank once again the effort and mysticism of a group of men and women who, with dedication, responsibility and professionalism, have given their best contribution to boost the bank’s growth.

“I am very repetitive in this. The productivity of the institution is only possible through the talent and effort of our collaborators. It is the passionate work of each one that has achieved that Bancamiga is positioned as the fifth private bank in the financial system and that we have an image of respect in the market. I will always have words of gratitude towards our people, and that must be highlighted”.

Finally, the Executive President stated that this Thursday Bancamiga will launch the campaign “Juntos hacemos equipo”, in which Venezuelans with unlimited talent such as Amanda Dudamel, Deyna Castellanos, Antonio Díaz, Federico Pisani and Henry González join the institution as their representatives.

With information from Bancamiga

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A step forward to bank more Venezuelans, and so that the entire country can get closer to the institution’s products and services, Bancamiga took on January 11, when it inaugurated the El Vigía agency, the first in the state of Mérida.

The agency, which opened its doors on December 29, was added last year to another 11 new business points that the bank deployed throughout the country, which included nine agencies, two associated ticket offices and a business center, reported a statement.

During the blessing of the facilities by the priest José Cecilio Vergara, parish priest of Nuestra Señora de Fátima, the Executive President of Bancamiga, Ariel José Martínez, stated that “we work tenaciously to satisfy the needs of our clients, offering them a portfolio that allows to grow their businesses and their ventures. We are committed to being one of the actors that contributes to boosting the regional and national economy”.

“It is a pride for me to inaugurate these beautiful facilities. This is an eminently agricultural region and we hope to continue supporting this sector, which is essential for the country’s economy.”

An office that offers all the facilities to customers

The agency is located on Don Pepe Rojas avenue, Junior Mall Shopping Center, Ground Floor Level, Alberto Adriani municipality, Rómulo Gallegos parish, El Vigía, Mérida state.

In 118 square meters, customers will have three ticket offices and may also be assisted by Business executives and Specialized Banking professionals, who will guide them on accounts in bolivars and in foreign currency, the potential of Bancamiga Points of Sale, how to participate in the Exchange Table and on the Mastercard Debit Card, which among its benefits, in addition to contactless payment, include the possibility of making purchases online, using it at national and international points of sale and withdrawing cash from international ATMs, indicated the information .

At the head of the agency is Aura Yaneth Guerrero, with 21 years in the financial system, who stated that “we want to make a difference and be a reference in the area, with innovative, advanced services and products. The receptivity of the communities in these two weeks has been enormous. We have already opened accounts and points of sale have been placed, which are immediate delivery, wireless and have Contactless technology (without contact). They offer the possibility of paying and recharging services such as Cantv, Movilnet, Digitel, Movistar, Simple TV and Inter, as well as stamping the 5y6 and playing lotteries”.

Guerrero is accompanied by a team that includes Miriam Ascanio in the assistant management; Patricia Morillo, business executive; Magly Castillo, business executive; Jasmar Ortigoza, cashier and Alejandro Dávila, cashier.

In the last two years, Bancamiga opened 14 branches to reach a total of 37. In 2021 La Rinconada, Porlamar, Acarigua, Guanare and Maracaibo, and this year El Tigre, Barquisimeto Este, Puerto Cabello, Coro, Ciudad Ojeda, Cagua, San Cristóbal, El Hatillo and El Vigía.

With information from Bancamiga

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La entrada Bancamiga promotes banking with new business points in the country apareció primero en Bitfinance.

To further facilitate operations and bring customers closer to its innovative products and services, Bancamiga opened its El Vigía agency on Thursday, December 29, in the state of Mérida.

In 118 square meters, customers will have three ticket offices and may also be assisted by Business executives and Specialized Banking professionals, who will guide them on accounts in bolivars and foreign currency, how to participate in the Exchange Desk and on the Credit Card. Debit Mastercard, which among its benefits, in addition to contactless payment, include the possibility of making purchases online, using it at national and international points of sale and withdrawing cash from international ATMs, reports a statement from the financial institution.

The manager of Bancamiga in El Vigía, Aura Yaneth Guerrero, with 21 years in the banking system, stated that this is an eminently agricultural region and “we hope to continue supporting this sector, which is essential for the country’s economy. With advanced services and products, and preferential and specialized attention, we want to make a difference and be a reference in the area”.

“Bancamiga is a bank with a high level of technological innovation, which has in its portfolio products that can generate important benefits for customers, such as the most versatile points of sale on the market. They are immediately delivered, wireless and have Contactless technology (without contact). They offer the possibility of paying and recharging services such as Cantv, Movilnet, Digitel, Movistar, Simple TV and Inter, as well as stamping the 5y6 and playing lotteries”.

Bancamiga, ever closer to its customers

The modern facilities are located on Don Pepe Rojas avenue, Junior Mall Shopping Center, Ground Floor Level, Alberto Adriani municipality, Rómulo Gallegos parish, El Vigía, Mérida state.

Guerrero will be accompanied by a team of five professionals made up of Miriam Ascanio in assistant management; Patricia Morillo, business executive; Magly Castillo. Business executive; as well as the cashiers Josmar Ortigoza and Alejandro Dávila.

For the Executive President of Bancamiga, Ariel José Martínez Coujil, with the new agency a step forward is taken to bank more Venezuelans and for the whole country to get closer to the bank’s products and services, one of the most important in the financial system, the informative document continues.

“We work hard to meet the needs of our clients, offering them a portfolio that allows their businesses and ventures to grow. We are committed to being one of the actors that contributes to boosting the regional and national economy”.

In the last two years, Bancamiga opened 14 branches in the country to reach a total of 37. In 2021 La Rinconada, Porlamar, Acarigua, Guanare and Maracaibo, and this year El Tigre, Barquisimeto Este, Puerto Cabello, Coro, Ciudad Ojeda , Cagua, San Cristóbal, El Hatillo and El Vigía, concludes the statement.

With information from Bancamiga

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La entrada Bancamiga opened its 37th agency in El Vigía apareció primero en Bitfinance.

With an innovative concept, designed to facilitate customer operations, Bancamiga Banco Universal inaugurated this Friday, December 16, its El Hatillo branch, the first in this important municipality in the southeast of Caracas.

In more than 400 square meters, customers will coexist with four ticket offices, rooms for doing business with Specialized Banking professionals, a VIP space and a cafeteria area, among others.

The spacious and modern agency, which was intervened by the artist María Fernanda Lairet, is located on Avenida Sur in the La Lagunita Country Club urbanization, El Hatillo – La Lagunita Shopping Center (Paseo El Hatillo – La Lagunita), Miranda state. It will have a team of seven professionals, including an office manager, an assistant manager, three business executives and two cashiers.

Visitors will have the opportunity to open accounts in bolivars and in foreign currency, learn how to participate in the Exchange Table and about the potential of the Points of Sale, the most versatile in the market. They are immediately delivered, wireless and have Contactless technology.

They may also request the Mastercard Debit Card, which among its benefits, in addition to contactless payment, include the possibility of making purchases online, using it at national and international points of sale and withdrawing cash from international ATMs.

For the Executive President of Bancamiga, Ariel José Martínez Coujil, the agency that opens in El Hatillo will show visitors and clients the products and services of an innovative bank, which seeks to satisfy the needs of clients, offering them opportunities for their businesses and ventures grow.

“At Bancamiga we work every day with the commitment to bank the largest number of Venezuelans and that all our benefits reach each region and community in Venezuela. In El Hatillo there is a rural area that we want to be part of a bank, which is among the first in the country’s financial system and which has just been certified by the international firm in organizational culture, Great Place to Work, as a great place to to work”.

The agency joins the other 35 that Bancamiga has in Venezuela, 13 of which were opened in the last two years: La Rinconada, Porlamar, Acarigua, Guanare and Maracaibo in 2021, and El Tigre, Barquisimeto Este, Puerto Cabello, Coro , Ciudad Ojeda, Cagua, San Cristóbal and El Hatillo in 2022.

With information from Bancamiga

La entrada Bancamiga reaches El Hatillo with its agency number 36 apareció primero en Bitfinance.

Bancamiga takes a new step by offering its customers the Mastercard Black and Mastercard Club VIP credit cards with Contactless technology, after it was the first Venezuelan bank to launch the Mastercard Debit Card that allows contactless payment.

Any Bancamiga customer has the possibility of making their purchases electronically by simply bringing these financial products to Bancamiga Points of Sale or those with NFC (Near Field Communication) technology.

The executive president of Bancamiga, Ariel José Martínez Coujil, expressed that speed and comfort are two of the main advantages of this technology, through which data can be exchanged between two devices wirelessly.

“As a result of the COVID-19 pandemic, contactless digital payments grew in the world and Bancamiga has maintained its progress in this regard. We were the first bank to incorporate the possibility of contactless payment at our points of sale. It is a process as safe as doing it with a chip card, but more agile, practical and easy”.

Bancamiga reaffirms its innovative spirit

Now with the Mastercard Black and the Mastercard Club VIP, which offer multiple benefits to enjoy at any time and place in the world, such as access to VIP Lounges in international airports around the world, Bancamiga offers its customers two credit cards with contactless technology.

In the middle of this year, it launched the Mastercard Bancamiga debit card, the first in the country using this technology. It is a product that allows instant access to the funds that the client has in their CASH accounts or in Foreign Currency (euros and dollars). It also offers the possibility of making purchases online through platforms such as Amazon or Walmart and canceling Netflix, HBO Max or Disney Plus subscriptions, making withdrawals through international ATMs and executing payments through national and international points of sale.

With these three financial instruments with Contactless technology, Bancamiga reaffirms its innovative and disruptive spirit.

With information from Bancamiga

La entrada Bancamiga adds contactless technology to its credit cards apareció primero en Bitfinance.

In alliance with Mastercard, Bancamiga launches the Mastercard Debit Card, becoming the first bank in the country to offer its customers the possibility of paying by simply bringing the card to Bancamiga Points of Sale or those that have NFC technology (Near Field Communication), which allows you to pay electronically without any type of contact.

With this financial instrument, Bancamiga customers can have instant access to the funds they have in their CASH accounts or in Foreign Currency (euros and dollars). The Mastercard Debit Card also offers the possibility of making purchases online through platforms such as Amazon or Walmart and canceling Netflix, HBO Max or Disney Plus subscriptions, making withdrawals through international ATMs and making payments through national and international points of sale. , says a statement from the institution.

Contactless payment

The executive president of Bancamiga, Ariel José Martínez Coujil, stated that although the Mastercard Debit Card does not use a line of credit, it allows “our clients instant access to the money in their foreign currency accounts, and they will be able to carry out operations quickly, practically and safe in millions of establishments in Venezuela and around the world.”

“This demonstrates Bancamiga’s determination to offer new financial instruments, always supported by satisfying customer requirements and with technological innovation as a premise”, emphasized Ariel José Martínez Coujil.

With the Mastercard Debit Card, Bancamiga customers will have a debit card for contactless payment with credit card features, which allows them to easily manage the available budget.

For its activation and unlocking, the customer can do so by assigning a key through the Points of Sale or Bancamiga Online.

With this Mastercard Debit Card, Bancamiga takes a step forward in technological innovation to continue offering quality services to customers and users, as well as optimal access to the funds they have in their CASH accounts or in Foreign Currency in Venezuela and throughout the world. world, in person or online, finalizes the informative document.

With information from Bancamiga

La entrada Bancamiga is pioneer in contactless transactions by launching advanced Mastercard Debit Card apareció primero en Bitfinance.

With the aim of bringing innovative products and services to the entire country, Bancamiga will open its agency in Cagua this Monday, August 22, the second in the state of Aragua.

In its modern spaces, the citizens of the region will be able to count on close attention from the staff, who will guide them on how to open accounts in bolivars and in foreign currency, acquire any of the debit or credit cards, as well as learn about the potential of the Bancamiga points of sale, the most versatile and modern in the market, informs the institution.

They will also be able to obtain information on how to participate in the Exchange Desk, receive foreign currency from anywhere in the world immediately through Apóyame, and on the Mastercard debit card with contactless technology (without contact), adds a statement.

Close and physical attention in Cagua

The executive president of Bancamiga, Ariel José Martínez Coujil, reported that, with the new office, Bancamiga Banco Universal will promote industrial and commercial activity in the region, in addition to offering businessmen, entrepreneurs and customers the facilities of a modern, disruptive and innovative.

The agency is located on Calle San Juan, intersection with Independencia, and joins the other 33 that Bancamiga has in the country, 11 of which were opened in the last two years: La Rinconada, Porlamar, Acarigua, Guanare and Maracaibo in 2021, and El Tigre, Barquisimeto Este, Puerto Cabello, Coro, Ciudad Ojeda and Cagua in 2022.

With this new space, Bancamiga ratifies its deep and planned growth that has led it to position itself among the first private institutions in the financial system in the country, and underlines its commitment to banking Venezuelans, in addition to bringing state-of-the-art products to all corners of Venezuela, concludes the informative document.

With information from Bancamiga

La entrada Bancamiga opens its doors in Cagua apareció primero en Bitfinance.

Satisfying customer needs is one of the goals of Bancamiga. And as of this week, some benefits were incorporated at the points of sale, Bancamiga Suite and Internet Banking, the institution reported in a statement.

As of August 1, the commission received by businesses for Digitel recharges at Bancamiga POS increased to 3.5 %, which represents an additional economic contribution that appears in their daily settlements.

In partnership with Soluciones Integrales Tecnológicas (SITCA), the Bancamiga POS are definitely the most versatile and complete on the market. Their delivery is immediate, wireless, they have contactless technology, they have Wi-Fi, encrypted security and a touch screen. In addition to the commission to the merchant for each recharge or payment of services that is made, the client receives his liquidation 365 days a year.

Through the Bancamiga Points of Sale you can recharge Digitel, Movistar, Movilnet, Inter and Simple TV, pay the Cantv bill, seal the 5Y6 and play El Andinito of the Lotería del Táchira. The Corpoelec service may be canceled soon. Traders receive a commission between 2 % and 5 %.

Pay not only for telephone services but also for satellite television and navigation Cantv ABA Ultra

According to the information provided, in its eagerness to facilitate its customers’ transactions, Bancamiga has also just incorporated the possibility of paying not only for telephone services but also for satellite television and ABA Ultra Cantv navigation from Bancamiga online, Bancamiga Suite and by the POS.

When the Fixed Telephony and Internet options are displayed, customers must choose the first one in order to pay for satellite television or ABA Ultra. You must have the service contract at hand.

The institution’s executive president, Ariel José Martínez Coujil, underlined that “this demonstrates Bancamiga’s determination to offer new financial instruments, always supported by satisfying customer requirements and with technological innovation as a premise”.

There is no doubt that, through its products and services, Bancamiga seeks to promote growth opportunities and make transactions easier, faster and more secure.

With information from Bancamiga

La entrada Bancamiga expands payment options to Cantv apareció primero en Bitfinance.