Security when making digital payments
Digital technology has arrived in banking to streamline procedures and speed up the process. However, measures are still needed to prevent crimes such as double charges or charges over the actual amount
Debit and credit card payments are a daily routine in global commerce. Technology facilitates the process and provides convenience to customers.
However, it is important to remain vigilant when using points of sale to avoid falling victim to illicit activities such as double charges, charges that do not correspond to the price of the item or good purchased, among others.
The invoice or receipt issued by POS terminals in stores, restaurants, and supermarkets should serve as proof of correct payment. Hence, it is important to request this receipt when making a payment, as it is the consumer’s right and is established by law, since this receipt reflects all the transaction details.
Paying close attention to the device screen at the time of payment to verify that the amount is correct is the main recommendation in digital commerce. This way, the person paying an amount can ensure they won’t be overcharged.
Many banks maintain a policy of sending an SMS to customers when using their card over specific amounts, which allows for detailed monitoring of spending.
M.Pino
(Reference image source: Yoco Photography on Unsplash)
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