Digital payments, through various technological platforms, have penetrated most markets. The European Union seeks its standardization and is pressing in Brussels so that all member countries can adapt to this instant digital payment system.

The fact of being able to carry out a transaction in a few seconds makes life easier for customers of banks, stores, corporations. Even payments to workers are now much simpler, and can be made from anywhere in the world.

The novelties that will be introduced in the banking service in the EU are focused on the offer by all banks of the instant payment and transfer service, as well as the collection of a commission that is not higher than the amount of the transaction.

Of course, a clear, standard regulation is required, with the proper supervision of financial organizations, so that it does not become a niche for cyberattacks or other risks that affect the digital universe.

The European Commission, through the Commissioner for Financial Services, Mairead McGuinness, has underlined the importance of the circulation of money, currently accessible in a click through digital platforms. They have mentioned Bizum as an example, without forgetting that regulations are required from Brussels to shorten the standardization times that have been uneven in the European Union until now.

In other territories, alternatives to Bizum include PayPal, Revolut, Bnex, Twyp, among other instruments that facilitate transfers and payments independently.

Any decision in this sense must, however, go through the European Parliament and receive the approval of the Twenty-seven before reaching the population.

M.Pino

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With information from international media

La entrada European Commission in favor of instant digital payments across the continent apareció primero en Bitfinance.

The US authorities accused China of carrying out “malicious” cyber activities and an “irresponsible” behavior, for which they have warned that they will “take measures” to counter these acts together with their allies.

“The United States and its allies have exposed the pattern of malicious cyber activity by Beijing and are taking action on it,” said a senior White House official.

In a statement, he said that the “pattern of irresponsible behavior in cyberspace is inconsistent with Beijing’s intention to be seen as a responsible leader globally.”

The Biden Administration is trying to “expose the criminal use of hackers to carry out cyber operations for their own benefit. We are aware that cyber operators affiliated with the Chinese Government have carried out ransomware operations against private companies that have included ransom demands of millions of dollars.”

This same Monday, the Twenty-seven denounced a series of “significant” cyberattacks detected from China and have called on the Chinese authorities to take a step forward to investigate and respond to these activities.

K. Tovar

Source: DW

La entrada US blames China for “malicious cyberattacks” apareció primero en Bitfinance.