Bancamiga’s second half of 2025 begins with exceptional results, which have allowed it to reaffirm its strength in terms of loans, deposits, and profitability.

After closing the January-June period of this year with 192.58 % increases in its loan portfolio, at the end of July 2025, its gross loan portfolio showed a growth of 19.73 % and a cumulative growth of 250.32 % in 2025, making it the institution with the third-largest relative variation in private banking.

In year-on-year terms, Bancamiga has the fourth-largest relative growth in the system, at 611.72 %. Additionally, it reflects an average monthly growth of 19.88 % in 2025, exceeding the system average and the private sector average by 5.93 % and 5.54 %, respectively.

These results position Bancamiga as the banking institution with the sixth-largest loan portfolio in the country, with a market share of 6.20 % in the SBV and 9.35 % in the private sector.

One aspect worth highlighting is the quality of Bancamiga’s portfolio, with a delinquency rate of just 1.23 %, lower than that of the SBV.

Bancamiga: Top 3 in Foreign Currency

Public deposits also experienced a significant increase by the end of July 2025, with an annual increase of 151.41 %, placing the institution as the fifth institution with the highest relative growth in the comparative group. To date, the average monthly growth was 14.12 %, higher than that of the SBV (12.89 %) and the private sector (13.26 %).

In year-on-year terms, public deposits registered a growth of 282.72%, ranking it as the sixth institution in the private banking sector in relative growth.

Within this indicator, foreign currency deposits stand out once again, placing Bancamiga in the top 3 within private banking, with an absorption of 12.80 % and 7.48 % of the SBV. In July, Bancamiga positioned itself as the bank with the highest proportion of foreign currency deposits, with 56.85 %. On an annual basis, it absorbed 0.57 percentage points of the private banking sector and 0.51 percentage points of the SBV.

There is no doubt that the increase in deposits is driven by the daily efforts of its employees in offering innovative products and services, which lead the way in the SBV, as has been the case with the MasterCard Debit Card, which, supported by its contactless technology, allows customers to make online purchases, subscribe to streaming platforms, pay at national and international points of sale, and withdraw from ATMs abroad. And the tokenized version of the versatile Bancamiga Suite app allows for purchases using mobile phones, as well as Garmin watches.

Cumulative growth in Bancamiga of 2,576.06 %

As with the credit and deposit indicators, Bancamiga reports a 23.26 % increase in financial revenues for July 2025, a 375.89 % increase compared to December 2024, significantly exceeding the average recorded by the SBV.

With these results, Bancamiga ranks among the top four private banks and the top five in the SBV, with a market share of 11.22 % and 7.39 %, respectively. Year-over-year, it shows cumulative growth of 2,576.06 %.

At the end of July 2025, Bancamiga reaffirms its position as one of the leading institutions within the Venezuelan financial system, with year-over-year growth of 19.539 % in bolivars and 5.636 % in dollars, consolidating its position as the fourth-largest relative increase in both currencies within the financial system and ranking fifth nationwide in terms of profitability during the month of July.

Its efficiency and operational solidity are also notable, achieving a Return on Equity (ROE) of 106.59 % and a Return on Assets (ROA) of 15.08 %.

With the July results, Bancamiga reaffirms its vision of being the best and largest private bank in the country, recognized for its digital platform and financial solidity, offering a unique experience that blends quality of service with the efficiency of the banking of the future.

With information and reference images provided by Bancamiga Banco Universal

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