To contribute to boosting the growth of Yaracuy State, Bancamiga inaugurated its San Felipe branch on February 10th, the first in the state and the institution’s 51st overall.

With the attendance of prominent representatives from the region’s economic and political sectors, Father José Gregorio Carreño Guzmán stated that the Bancamiga branch now becomes a key ally for the development of Yaracuy families and the progress of the state.

The branch’s inauguration was preceded by five weeks of operations (starting December 29, 2025), during which the team led by manager Maribel Pérez opened 850 accounts, both business and personal, including foreign currency accounts and Kids accounts for children and teenagers between the ages of 9 and 17 with national identity cards.

In its modern facilities, customers can learn in detail about the benefits of the Bancamiga Mastercard Debit Card, which allows them to pay at points of sale both nationally and internationally, withdraw cash from ATMs abroad, and make online purchases quickly and with high security standards.

They can also acquire modern Point of Sale terminals, the only ones on the market that offer payment and top-up services for Digitel, Movistar, Movilnet, and Cantv telephone services; Inter and Simple TV; and also validate the 5Y6 checks. Businesses receive their daily settlement, including weekends and holidays.

From the San Felipe branch, Bancamiga aims to serve and offer innovative products and services to the residents of the municipalities of Independencia, Veroes, Manuel Monge, Nirgua, and Bolívar, becoming an engine of growth for a region with high agricultural, livestock, industrial, and tourism potential.

This first branch in the state of Yaracuy is located on Avenida Libertador, at the intersection with Calle 6, in the Hermanos Domingues building, first floor, in the municipality of San Felipe.

Information and images provided by Bancamiga Banco Universal

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The communications professional, Alberto Camardiel, was appointed Executive Director of Marketing, Channels and Payment Methods of Bancamiga, a position that will allow him to continue promoting financial facilities for the benefit of the institution’s clients and the banking system in general.

Graduated from the Central University of Venezuela (UCV), he entered the financial system in 2012 to become today a key player in the growth and development process of Bancamiga. He firmly believes that achievements are the result of teamwork and a collective purpose.

Bancamiga: Always working in favor of clients or users and for the benefit of the banking system

His discipline, dedication and connection with sports and photography, as well as his status as a nature lover, have become values ​​that he reflects in his daily work at the institution.

When announcing his promotion, the President of the Board of Directors of Bancamiga, José Simón Elarba, praised Camardiel’s professional and personal qualities, who has been a key element in the launch of innovative products and services in the market, and is a fundamental pillar in the communication and marketing initiatives that position Bancamiga in the country.

With information and reference image from Bancamiga Banco Universal

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During 2024, Bancamiga consolidated itself as one of the main private banks in the country and carried out actions that reaffirmed its social commitment to Venezuela, by investing in high-impact programs and initiatives for the benefit of our society and building a sustainable future for all Venezuelans.

With innovation and entrepreneurship as fundamental pillars of its social responsibility management, Bancamiga deployed a range of actions nationwide, covering education, culture, sports and environmental care. In addition, it renewed alliances and added new strategic allies, both public and private, to multiply the impact of its actions.

According to the President of the Board of Directors of Bancamiga, José Simón Elarba, this bank is a socially responsible company that “not only stands out for being one of the innovative institutions of Venezuelan banking but also has among its priorities the growth of the country, seeking to ensure that all people enjoy well-being. Our commitment is to the development of all Venezuelans.”

Promoting dreams and business ideas

More than 3,000 people throughout the country benefited from the bank’s training programs that include forums, workshops, seminars, consultancies and master classes, both in person and online. Topics such as business model, financing, marketing and digital marketing were addressed to strengthen the capabilities of entrepreneurs and micro-entrepreneurs.

With the innovative forum The Entrepreneur’s Journey, the bank provided unique training experiences in Caracas and Maracaibo, where more than 850 people followed the path that people with business initiatives take to achieve success with their ventures, under the guidance of internationally renowned speakers.

With the help of the United Nations Development Program (UNDP), Bancamiga successfully implemented the “Entrepreneurship Route” program, providing training and advice for businesses that need to optimize their operations to grow.

Also, in collaboration with Impact Hub Caracas, the bank celebrated Global Entrepreneurship Week by offering master classes on business models and corporate finance. This international event seeks to inspire, support and connect entrepreneurs from 180 countries.

Likewise, it sponsored the launch of Technovation Girls Venezuela 2024-2025, which brings together 450 teenagers in the global technological entrepreneurship competition, where young women must solve problems in their environment by creating mobile applications, encouraging them to fall in love with science, technology, engineering and mathematics.

In its second year of operation, the Porlamar Creativity and Innovation Center, the initiative of Bancamiga with the Francisco Narváez Museum and Aprendo y Emprendo, held 24 workshops, which totaled more than 100 hours of training, with the participation of more than 300 people who had the opportunity to develop skills that can be focused on entrepreneurship.

On the other hand, hundreds of people attended online seminars and others participated in forums held in Caracas communities such as El Cementerio, La Pastora, La Vega and Los Dos Caminos, where they took away tools for entrepreneurship and business development so that their business initiatives are sustainable over time.

José Simón Elarba highlighted that, through sustained social responsibility management, Bancamiga has trained more than 5,000 entrepreneurs from all over the country in less than three years.

Sowing seeds for the future

In terms of education, the President of the Board of Directors of Bancamiga highlighted that an unprecedented program was launched in educational institutions in Caracas called “Creating Ideas. Together for Venezuela”, for the generation of innovative ideas that contribute to the achievement of the Sustainable Development Goals (SDG) of the 2030 Agenda of the United Nations (UN).

In cooperation with Aprendo y Emprendo, the program was implemented in educational centers in popular areas of Caracas, with the active participation of more than 300 students, promoting creativity and citizen participation, giving new generations the opportunity to participate and be agents of change in the construction of a more sustainable future for the country.

Social commitment to health

In another order of ideas, Elarba mentioned that to continue strengthening the care services of two emblematic public health centers in Caracas, Bancamiga contributed to the work of the Dr. Domingo Luciani Hospital in Caracas, with the delivery of medical materials such as an instrumental set for bariatric surgeries, three boxes of instruments for specialized surgeries in the traumatology and orthopedics unit, as well as the donation of 42 leaded x-ray protection implements.

In addition, at the Coche Dr. Miguel Ángel Rangel Hospital, two beds in the Intensive Care Unit were made available with the delivery of medical equipment, helping to increase the care capacity of the healthcare center.

Likewise, the bank gave its support to Senos Ayuda and its breast cancer care programs for vulnerable women. And this non-profit organization raised awareness among the financial institution’s collaborators about the importance of early detection of this disease, which is the leading cause of oncological death in women.

Bancamiga: Culture for social development

Due to the importance of preserving artistic heritage, promoting comprehensive training and cultivating the values ​​of Venezuelan identity, Bancamiga has extended actions to contribute to the social and cultural development of Venezuelans, said José Simón Elarba.

Recently, a Cooperation Agreement was signed with the Orchestra System to help with the comprehensive training of children and young people throughout the country. Both institutions are preparing to celebrate in style the 50 years of the renowned social transformation program, through musical practice, created by maestro José Antonio Abreu.

Likewise, the bank renewed its Cooperation Agreement with the Gran Mariscal de Ayacucho Symphony Orchestra (OSGMA) to maintain scholarships for its talented members and to continue promoting its social programs. In addition, it supported the free presentation of the Viva la Zarzuela Gala at the Concha Acústica in Bello Monte, a gift to the city organized by the Embassy of Spain and the OSGMA.

In addition, the collaborators of Bancamiga and CAF -Development Bank of Latin America- participated in a unique day to learn how to “orchestrate” in the business world, based on the experience of the Venezuelan Symphony Orchestra.

The activities of the Bancamiga with Art Program continued, in alliance with the International Association of Art Critics (AICA) Venezuela chapter, holding three gatherings dedicated to the works of Mercedes Elena González and Gego, as well as to the new generations of artists participating in the Salón Jóvenes con FIA 2024.

In the editorial field, the bank sponsored the 2024 West Caracas Book Fair, which returned to the Montalbán headquarters of the Andrés Bello Catholic University as a window for culture, books, and the promotion of critical thinking.

At the end of the year, the creation of the Bancamiga Editorial Fund was announced to promote quality editorial projects, as well as promote reading and access to knowledge. In 2025, this initiative will present editorial news.

Supporting those who need it most

As an institution sensitive to the noblest social causes, Bancamiga benefited the work of the Fundación por la Lectura MFM, an initiative that transforms the lives of hundreds of people through reading, expanding access to books as a cultural asset in communities, schools and universities.

Likewise, the bank contributed to the integration of young people through training workshops of the Venezuelan Association for Down Syndrome (AVESID) and supported children and families in situations of social vulnerability, refugees in the Villa de los Chiquiticos of Fundana.

José Simón Elarba maintains that, in 2025, Bancamiga will continue to lead the national banking sector with innovative products and services, providing safe financial solutions to its clients, and investing in actions and programs that contribute to the sustainable development of the country and all its inhabitants.

With information and reference images provided by Bancamiga Banco Universal

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In an effort to accentuate its presence in the west of the country, bank more Venezuelans, position its brand and promote the sport for its intimate relationship with well-being and quality of life, Bancamiga participated in the fourth edition of the Gran Fondo Collado del Condor, in the state of Mérida, an event that brought together more than 1,000 cyclists from all over Venezuela.

The presence of Bancamiga touched on several lines of action that included sponsorship, realization of an operation to open accounts and deliver the debit card, hydration point and support five kilometers from the finish, and the participation of a team of collaborators, accompanied by Ambassador Amanda Dudamel, who covered 42 kilometers starting at 2,206 meters above sea level. A few days before, Dudamel accompanied the Executive President Ariel Martínez and the Director Alberto Camardiel, in the Conecta2 program which also made reference to the cycling event from Mérida.

This Saturday, the competitors in the four distances that were in dispute faced a demanding route, in a heavenly atmosphere that changed according to altitude. The 125 kilometres started from Estanques at 456 m asl; 80 km from Mérida at 1,630 m asl; 42 km from Escagüey at 2,206 m asl and 26 km from Mucuchíes at 2,983 m asl.

The president of the Board of Directors of Bancamiga, Carmelo De Grazia, said that the institution is committed to promoting sport in the country, especially when it benefits communities that drive the economic and tourism development of the country, such as, in this case, those of the state of Mérida.

“The Gran Fondo Collado del Cóndor has been a great opportunity to position the brand and bring Venezuelans closer to our innovative products and services. During Thursday and Friday we were with an operation at the Belensate Hotel, which allowed the inhabitants of Merida, as well as competitors and relatives to open their accounts with us, and learn about our financial facilities,” he said.

Triumphs with records

From the support point of Bancamiga, five kilometers from the finish, each of the cyclists could be seen on their way to the finish at almost 4,200 meters above sea level, one of the most emblematic places of the Venezuelan Andes. They passed by exhausted, almost unable to speak but all with the only desire to reach the top.

And the first to do so in the longest and most demanding event of this fourth edition, the 125 kilometers, was Alfonso Márquez, who had just won in 2023 with 6 hours 17 minutes. This year he did it with record time at 6 hours.

“I end with emotions in the flesh. If you catch me coming, you get me crying. This is an event that brings me a lot of nostalgia and is by far the best in the country. I’m just looking forward to next year’s. I thank Bancamiga for helping to make it happen.”

He said that during the long journey from Estanques he thought a lot about a phrase of his brother: “Happiness is a way to travel to a destination. That’s why I always go happy.”

In women’s, Marlene Goncalves also repeated. He said he felt “super good” and that the hardest part of the competition was the lack of oxygen after the 2,500m, which definitely affects your performance. “Height makes this very difficult,” he added.

The young cyclist invited other women to try and start with small distances. “The challenge is to overcome yourself. My goal was to improve my time and I managed to finish in 6h22 minutes (6h58m in 2023). This is a competition against yourself. And thanks to Bancamiga for their support.”

A unique experience

Among the 1,000 participants was a team of Bancamiga and allied companies formed by Alberto Camardiel, Jonel Reyes, Ángel García, Rodolfo Aponte, Carlos Rosales, Gustavo Gómez, Daniel Torres, Jhonny Frías, Francisco Vásquez and Thomas Silveira.

Ángel García, director of Planning and Budget, was doing so for the first time. He said that “it was more of a personal challenge than competing. As the world’s largest ascent by bike, reaching Collado del Condor is an unforgettable experience.”

“Last year I wanted to come but I wasn’t ready, so from March 2023 I started shooting and from August on a more consistent basis. We did it on weekends and sometimes during the week.”

He said he loved cycling, because it is a discipline that is synonymous with health, because it strengthens the cardiovascular system, muscles, allows to see spectacular landscapes and provides the opportunity to share and forge new groups of friends.

Another member was Rodolfo Aponte, manager of Financial Operations and with nine years in cycling. He indicated that he came again to do the 125 kilometers, after the hard experience of last year.

“Reaching the Condor is unforgettable. This year I felt better and that was because I had more experience, I knew the route better and I had better training.”

One who debuted was Daniel Torres, Human Management Compensation and Benefits Coordinator. He was drawn to participate for several reasons, including “their beautiful landscapes.”

“My family is from Boconó, Trujillo state, which, like Merida, has spectacular places. I’ve always wanted to ride a bike through the Andean moors. I couldn’t do it in 2023 and my sports plan was 80 km.”

On this occasion, the Bancamiga team was accompanied by the institution’s ambassador Amanda Dudamel. With her medal in hand she said that “this is a triumph of the Bancamiga team and of the whole of Venezuela. Today we show that together we are a team.”

While thanking her partner (Daniel), who also did the 42 kilometers and had to face some setbacks, the former universal viceroy of beauty and entrepreneur said that “one of the lessons that this challenge leaves us is the ability to fall, get up and overcome obstacles.”

With information and images provided by Bancamiga Banco Universal

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In its strategy to bank more Venezuelans, Bancamiga inaugurated this Wednesday, February 21, the Lechería agency, the third in the state of Anzoátegui.

In the space, located on the Main Avenue of Lechería with El Dorado and 3 streets, Lechería Business Center, the institution will offer the inhabitants of the region its innovative portfolio of products and services.

The president of the Board of Directors of Bancamiga Banco Universal, Carmelo De Grazia, stated that Lechería is the bank’s third agency in Anzoátegui, after Puerto La Cruz and El Tigre.

“With this office, we will continue to promote the development of the region. Anzoátegui is a state that has important industries and a tourism potential that is lost from sight. From Lechería we want to become an ally of businessmen, merchants, entrepreneurs and all those who They are betting on the growth of Venezuela.”

At Bancamiga’s 44th agency in the country, clients will be able to access financial solutions such as accounts in bolivars and foreign currencies, the Exchange Desk and the Mastercard Debit Card, which allows them to make online purchases and pay at points of sale within and outside the country, the financial institution indicates in a statement.

Interested parties and clients will also learn about the strengths of the Bancamiga Points of Sale, which in alliance with SITCA Comprehensive Technological Solutions, are the most modern and versatile on the market, offering the possibility of paying and recharging telephone and TV services, in addition to sealing the 5th and 6th and play the lottery.

One of its advantages is that merchants receive their settlements daily regardless of whether it is Sunday or holiday.

Due to its easy access by public transport, the Lechería agency has a privileged location. This will facilitate any in-person customer operations.

Bancamiga complies with a planned growth strategy and offers an innovative portfolio of products and services

The executive president of Bancamiga, Ariel Martínez, indicated that together with the Puerto La Cruz agency, operations will be promoted in highly attractive regions in the Anzoátegui state such as Clarines, Boca de Uchire, Barcelona and Puerto Píritu, among others, in order to that many Venezuelans know the business opportunities that the bank offers them to satisfy their financial needs.

He added that in its planned growth strategy, Bancamiga will inaugurate two more agencies this month: Valera in the state of Trujillo and Cumaná in Sucre.

With Lechería, the bank reaches its 68th service point, which includes 44 agencies, 19 non-banking MRW points, two Associated Lockers, two External Lockers and the Bancamiga Móvil unit, with which Bancamiga reaches the most remote places in the world. country to add more banked Venezuelans, concludes the informative document.

With information and reference images of Bancamiga

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