Recognizing that you lack the necessary knowledge to effectively manage your income can be the catalyst for deciding to invest in a personal finance course.

The current situation demands acting cautiously, quickly, and sometimes simply. To achieve this without stress or losses along the way, it’s essential to understand basic financial concepts.

A course in this area allows for a true understanding of terms we may think we use correctly, such as savings, debt, money, credit, guarantee, insurance policy, amortization, budget, or financial asset.

By interacting with specialists or instructors in the field of finance, we can discover how business activity really works, what a monthly salary is and why deductions are made, or simply what the government does with the taxes paid annually or on each purchase.

Financial education is a pending issue across all social segments. A course would be an investment in the future.

M.Pino

With information from specialized financial media

(Reference image source: Nathan Aguirre on Unsplash)

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With the aim of educating, raising awareness, and informing clients about the most common digital frauds in Venezuela, as well as how to avoid and recognize them, Bancamiga launched a series of cybersecurity talks for its clients, part of its financial education initiatives.

The event covered key concepts that will allow clients to be better prepared for the digital risks they face.

The Chairman of the Board of Directors of Bancamiga, José Simón Elarba, highlighted the importance of these initiatives, stating that “48 % of Venezuelans have been victims of cybercrime, and in response to this figure, Bancamiga has focused all its efforts on offering solutions that minimize risk, strengthen our platforms, and protect our clients’ information.”

Among the mechanisms Bancamiga is implementing to strengthen security are technological upgrades that reinforce its digital systems, communication campaigns to educate and warn clients, and these meetings that aim to raise awareness and offer practical tools to users.

“As a bank, we are committed to adopting cutting-edge technology to protect both our clients’ interests and our own. Effective security requires active collaboration. We consider ourselves allies in this mission, and it is crucial that we work together to create a safe and reliable environment,” he added.

Individual caution is key and fundamental

One of the most relevant topics discussed was phishing, a method that accounts for more than 60 % of attacks targeting bank users through fake websites that mimic official portals. In this regard, a fundamental piece of advice was emphasized: type Bancamiga’s web domain directly into your browser and avoid accessing it through links in search engines to reduce the risk of falling for fraudulent sites.

Despite Bancamiga’s advanced security measures, individual awareness and caution are essential. Constant vigilance is our best defense.

With this first series of talks, organized by the Executive Directorate of Technology and Information Security, headed by Sergio Saggese, Bancamiga reaffirms its commitment to being a more innovative and reliable institution, offering its clients not only quality financial products, but also the knowledge and tools necessary to protect themselves in the digital environment.

Information and image provided by Bancamiga Banco Universal 

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La entrada Bancamiga launches cybersecurity talks for clients apareció primero en Bitfinance.

On Wednesday, August 6, a meeting will be held between the Central Bank of Brazil, Anbima, B3, Banco Central, CVM, Febraban, FGC, and Sebrae to discuss topics related to financial education, its dissemination in public schools, and the recognition of teachers in this sector.

The meeting will be held at Casa Portugal, from 9:00 a.m. to 8:00 p.m., with participation restricted to those invited and the media, who must register by sending a request to imprensa@anbima.com.br.

The objective of this second meeting “is to promote joint initiatives, expand access to the topic, and integrate different areas of action.” During the event, the new partnership between Anbima, the Central Bank, CVM, and Sebrae will be announced. The goal is to “expand the Learning Value program, created by the Central Bank, which brings financial education to public schools. The intention is to broaden the project’s reach and strengthen its presence in the school curriculum.”

The presentation of the “Learning Value Award” is scheduled, which seeks to “recognize the efforts of teachers, schools, and educational networks that promote innovative practices in financial education.”

The agenda includes topics such as inclusion and financial health, teaching in schools and universities, and topics related to behavioral economics, with the aim of “stimulating new approaches and promoting connections between different sectors,” which will have a positive impact on promoting individual autonomy and the country’s economic stability.

M.Pino

Source: beincrypto

(Reference image: Headway on Unsplash)

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Venezuela, like other countries in the region and the world, faces challenges in the field of cybersecurity. These challenges include the need to strengthen technical resources, provide ongoing training for professionals in the field, foster collaboration and cooperation to share information and best practices, and educate and prepare users to protect themselves against phishing threats perpetrated by cybercriminals with in order to obtain private data.

In this context, the Venezuelan Banking Association (ABV) has organized a meeting for the creation of the Cybersecurity Technical Committee, in which national bank officials from various areas participated, including security, technology, technological risk, systems and prevention of risks, among others.

Pedro Pacheco Rodríguez, executive president of the ABV, emphasized the importance of having this union committee, whose main objective is to promote a solid culture of cybersecurity. This culture must be extended not only within the financial sector, but also to other sectors of the economy and to the general public, including users of banking products.

The Cybersecurity Committee will carry out a series of activities, including the creation of a financial education project on this matter and the promotion of greater cooperation in the sharing of relevant information for the entire banking industry, in order to to prevent computer crimes that may compromise security.

In addition, the committee plans to hold annual events with the participation of national and international experts, addressing various aspects related to risks and how to deal with them in case of contingencies.

The executive president of the ABV stressed that the Cybersecurity Technical Committee is based on four fundamental pillars: trust, capacity for associative relationships, civic awareness and ethical behavior. The objective is to protect not only the activities of a crucial sector for the economic development of the country, but also the disclosure of information on cybersecurity that affects bank users and society in general.

K. Tovar

Source: Bancaynegocios

(Reference image source: Jefferson Santos, Unsplash)

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La entrada Venezuela advances in cybersecurity with the creation of the Technical Committee apareció primero en Bitfinance.

Bancamiga began a financial education campaign with the presentation of the Mastercard Kids account and debit card, which in a first phase included the children of its employees between the ages of 9 and 15 and which will now be extended to all your clients.

This Saturday, April 15, the Bancamiga agency in the Paseo El Hatillo shopping center was the place where 170 children and young people came to have their first financial experience: together with their representatives they signed the documents for a joint account and received the Mastercard Kids debit card.

As part of the training process, they also received an induction on how the debit card is used at the point of sale and important recommendations on security and on the operation of Contactless technology.

During the activity they enjoyed three stations with activations/challenges related to the jobs of the future: Tiktoker Station, Gamer Station and Lego Station.

For their participation in each of these stations, the boys received a sticker that symbolized the payment received for their work, which they later exchanged for popcorn, cotton and hot dogs.

The executive president of Bancamiga, Ariel José Martínez, said that the objective was “to create an experience for children and adolescents who are starting out in the world of adults with their first financial instrument.”

With these savings account for minors, they have the possibility of registering at www.bancamiga.com, viewing their balance and the movements of the Mastercard Kids debit card, with which they can make purchases at points of sale and recharge services such as Movistar and Digital.

Those interested in these financial instruments can go to any of the 37 Bancamiga branches in the country. And by visiting www.bancamiga.com, you can find out more about the requirements.

Bitfinance.News

With information from Bancamiga

Reference image source: Bancamiga

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