Communication today takes place almost entirely through messaging apps. This increases the likelihood of becoming a victim of hacking, account theft, credential and asset theft, or extortion, making enhanced digital security essential.

End-to-end encryption minimizes the impact of cyberattacks that could lead to data theft. This tool can be optimized with applications that encrypt all messages and calls, blocking the excessive collection of metadata such as location and allowing users to control their data with features like self-destructing messages and two-factor authentication.

Of course, it’s vital not to share sensitive information, since, as we know, even “secure apps can be vulnerable to risks like phishing or malware.”

What else can users do? One of the expert recommendations is to look for features like disappearing messages or optional encrypted backups. Also, PIN/biometric protection is important, as is regularly updating apps to increase protection against new threats.

Likewise, it’s ideal to stay informed, read, and attend workshops or seminars on phishing, malware, online advertising, secure e-commerce, screen lock and configuration mechanisms, and other related topics.

M.Pino

With information from specialized media, social networks, and news agencies

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La entrada Enhanced security for messaging apps apareció primero en Bitfinance.

During the After Office #19 event at the Valencia Chamber of Commerce, Ladin Cloud President Jhonny Hu highlighted the increase in import flows between China and Venezuela thanks to e-commerce.

The traditional business meeting is “a space to strengthen ties between the private sector and promote new business opportunities.”

At the event, Hu emphasized that “the flow of direct imports from China to Venezuela continues to increase daily,” driven by the boom in e-commerce and entrepreneurs’ direct access to Chinese manufacturers.

He also explained that the business model between the two countries allows for a minimum investment of $200, opening up opportunities for entrepreneurs.

It is worth noting that Ladin Cloud is an e-commerce platform with over 23 years of experience and a portfolio of more than 3,000 clients in Venezuela, “specializing in supporting international purchases, from payment management to the shipment and customs clearance of goods at Venezuelan ports.”

M.Pino

Source: notitarde

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La entrada Import flow between China and Venezuela grows thanks to e-commerce apareció primero en Bitfinance.

Next year, specifically on March 8, 2026, Switzerland will hold a referendum to decide whether the country will protect cash in the face of the rise of digital payments.

The measure was announced by the Federal Council (Swiss Executive) on October 29. According to the proposal, the Constitution is expected to be amended to “guarantee the existence of cash and that the Swiss franc remains the national currency, although the Federal Council’s counterproposal presents fewer obstacles to the future development of digital payments.”

This referendum will be the first time since 2010 that Swiss citizens, who must vote in referendums up to four times a year, will decide the future of both a popular initiative and a government counterproposal on the same issue. If they accept both, they will have to indicate which one they would prefer to see implemented.

With this initiative, Switzerland would become one of the first countries in the world to include the right to use cash in its Constitution, “although similar initiatives in this regard have also emerged in other European countries such as Austria, Hungary, and Slovenia.”

Groups in favor of protecting cash argue that its elimination would harm vulnerable groups, such as the elderly or those without bank accounts. Furthermore, they “emphasize the importance that coins and banknotes could have in times of crisis, such as cyberattacks or widespread failures in electronic systems.”

The referendum on March 8, the first of 2026, will also allow citizens to “vote on a proposal to reduce the tax for public broadcasting to 200 Swiss francs (214 euros), as well as on the creation of a climate fund to promote renewable energy and other measures against global warming.”

M.Pino

Source: swissinfo

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La entrada Switzerland to hold a referendum in 2026 to decide the future of cash apareció primero en Bitfinance.

E-commerce company Alibaba has joined the competition for the best smart glasses with the announcement that it will launch Quark AI Glasses before the end of 2025. It joins industry giants such as Meta and Xiaomi.

This will be Alibaba’s debut in the wearable technology space, offering glasses that incorporate AI and aim to “improve productivity and make users’ daily lives easier.”

The Quark AI Glasses product offers features such as “hands-free calling and music streaming,” real-time translation ideal for travelers, and even a smartwatch with a built-in microphone. Also, “meeting transcription that can save time when taking notes; a built-in camera to capture moments or documents; guided navigation and price comparison on Taobao; instant payments through Alipay,” among others.

These features are supported by Quark, the digital assistant developed by Alibaba, and Qwen. It is based on its own artificial intelligence model. All of this allows the smart glasses to interpret voice commands, manage tasks, and offer contextual responses.

“Unlike Meta, which has focused on integration with social networks, Alibaba’s focus appears to be on productivity, commerce, and everyday services. The ability to directly access platforms like Taobao or Alipay makes these glasses a practical tool for everyday life in China.”

The company is entering the digital world by launching the Quark AI Glasses, which “act as a mobile and intelligent interface that extends the user’s digital experience beyond the mobile phone or computer.”

M.Pino

Source: wwwhatsnew

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La entrada Alibaba’s Quark Smart Glasses to be launched before the end of the year apareció primero en Bitfinance.

The Minister of National Commerce of Venezuela, Luis Antonio Villegas Ramírez, indicated that payments in bolivars have increased by 90 % in the country following the elimination of the Tax on Large Financial Transactions (IGTF)

According to the official, the lifting of this tax “is generating a notable increase in the use of the national currency in Venezuela, especially for payments.” He added that transactions in dollars fell to 10 %.

According to Villegas, this dynamic in the national commercial sector reflects “a strategy designed by Nicolás Maduro, within the framework of the National Economic Council, to strengthen the domestic economy.”

This trend toward increased use of the bolivar in transactions extends to e-commerce, where a 55 % growth is expected so far in 2025.

In this regard, the minister emphasized that this increase has been supported by various working groups with the Venezuelan Chamber of Electronic Commerce (Cavecom-e).

M.Pino

Source: elnacional

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La entrada Payments in bolivars increase by 90 % apareció primero en Bitfinance.

The need to reduce paperwork in data management and provide greater security for citizens has led to the creation of the European Digital Identity Wallet, or EUDI Wallet, which will come into effect in 2026.

This wallet will serve to store, manage, and share verified identity data on a single device. It is expected that the benefits can be leveraged in sectors such as tourism, public services, e-commerce, banking, among others.

The digital identity platform Signicat is involved in this European initiative aimed at complying with the new eIDAS regulation.

The benefits of this digital wallet for businesses are already being outlined, as it will allow for remote contract signing, without paperwork or wasted time; online data verification; and the elimination of steps such as scanning documents or entering passwords.

For Spain, a key country in digital innovation, “EUDI Wallets will streamline customer interactions, improve security, and simplify cross-border transactions. Whether for opening bank accounts, verifying tax residency, or booking travel, this technology will simplify procedures in both the public and private sectors.”

Unlike traditional electronic identities (eIDs), the EUDI Wallet “integrates authentication, electronic signatures, and the management of multiple credentials, making processes such as user onboarding, payments, and official verifications faster and more secure.”

M.Pino

Source: eleconomista

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La entrada Europe moves toward the creation of a Digital Identity Wallet apareció primero en Bitfinance.

Instant payments have arrived to solve the delays of traditional systems, responding to an old need of companies and consumers.

Sending money instantly is also another of the benefits of instant payout, as it speeds up payments for workers, customers, and services.

In 2023, according to the Prime Time for Real-Time 2024 report, 19.1 % of all electronic transactions were real-time payments. Estimates for between now and 2028 are for an increase of over 25 %.

This instant payment solution allows for quick access to accounts or funds, “immediate notification upon receipt of a payment, the ability for these payments to be automatically reflected in customer accounts, and the importance of receiving remittance details along with payments made.”

Immediacy is undoubtedly the value most appreciated by corporations and customers, since the release of money is executed in seconds, as well as the customer’s access to the funds.

Undoubtedly, the collection and payment departments of companies appreciate the implementation of increasingly faster mechanisms without too much bureaucracy.

M.Pino

Source: elcomercio

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La entrada Instant payments are the current ally of customers and companies apareció primero en Bitfinance.

With the advancement of new technologies, more sophisticated methods for fraud and other digital crimes are emerging. Particularly in e-commerce, security is a priority.

The arrival of simpler payment methods, based on AI and other emerging technologies, does not stop the emergence of new forms of fraud. Cybercriminals adapt, improve their attack tools and break down all barriers.

The financial sector is the preferred sector for digital fraudsters. Losses far exceed those obtained by criminals from drug trafficking and other illegal activities globally.

Scam methods are becoming more aggressive thanks to the use by cybercriminals of generative AI that allows them to impersonate identities in a way that is imperceptible to victims.

Deepfakes are used to carry out fraudulent transactions that bypass system barriers. But this method is not enough, and instant payments are added by impersonating trusted contacts. These so-called “friendly” scams are the most dangerous.

Cybersecurity experts advise staying alert to any unusual details in an email, a phone call or operations in stores where payment can be made by contactless, fingerprint payment, among others. Also, activate two-factor authentication on all devices, which is highly effective against digital fraud.

M.Pino

With information from international media

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During the first quarter of 2024, electronic commerce in Venezuela grew 20 %, according to the president of the Venezuelan Chamber of Electronic Commerce (Cavecom-E), Richard Ujueta.

The information was provided this Monday during a radio interview, where Ujueta indicated that “Venezuela is preparing for cross-border trade.” He added that it is essential to continue working on the issue of electronic invoices as a key point in exports.

According to the official, electronic commerce has shown sustained growth, which inserts the country into the global change, where estimates at the beginning of this year by eMarketer stood at over $6 billion in 2024 and $7 billion by 2025.

M.Pino

Source: eluniversal

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La entrada Electronic commerce in Venezuela grew 20 % in the first quarter apareció primero en Bitfinance.

In a statement, Dynamic Yield by Mastercard, Mastercard’s leading AI and digital personalization subsidiary, officially unveiled its latest innovation: the generative AI chatbot assistant, Shopping Muse, designed for the e-commerce space.

The revelation of this AI system was accompanied by a detailed publication on the company’s blog. According to Dynamic Yield, Shopping Muse represents “an advanced generative AI tool that transforms the way consumers explore and discover products within a retailer’s digital catalog.”

Generative AI systems, such as OpenAI’s ChatGPT and DALL-E, aim to interpret users’ colloquial commands to generate text, video, audio, or even computer code.

In the specific case of Shopping Muse, users can make plain language requests within the context of an online marketplace, and the AI system will generate personalized recommendations using what Dynamic Yield calls “algorithmic content matching.”

Ori Bauer, CEO of Dynamic Yield by Mastercard, said: “Personalization gives people the shopping experiences they want, and AI-driven innovation is the key to unlocking immersive, personalized online shopping. By harnessing the power of “With generative AI in Shopping Muse, we are meeting consumer standards and making shopping smarter and seamless than ever.”

K. Tovar

Source: MasterCard

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La entrada MasterCard created a generative AI for assistance apareció primero en Bitfinance.