Debit and credit card payments are a daily routine in global commerce. Technology facilitates the process and provides convenience to customers.

However, it is important to remain vigilant when using points of sale to avoid falling victim to illicit activities such as double charges, charges that do not correspond to the price of the item or good purchased, among others.

The invoice or receipt issued by POS terminals in stores, restaurants, and supermarkets should serve as proof of correct payment. Hence, it is important to request this receipt when making a payment, as it is the consumer’s right and is established by law, since this receipt reflects all the transaction details.

Paying close attention to the device screen at the time of payment to verify that the amount is correct is the main recommendation in digital commerce. This way, the person paying an amount can ensure they won’t be overcharged.

Many banks maintain a policy of sending an SMS to customers when using their card over specific amounts, which allows for detailed monitoring of spending.

M.Pino

(Reference image source: Yoco Photography on Unsplash)

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La entrada Security when making digital payments apareció primero en Bitfinance.

As of this Tuesday, August 2, Bancamiga opened its Viva Supercentro Associated Box Office, which will bring consumers closer to a different, disruptive bank, which with its financial innovations promotes greater banking penetration and speeds up the pace of commercial activity, points out an informative document circulated through the institution.

For the executive president of Bancamiga Banco Universal, Ariel José Martínez Coujil, the space will offer people the ease of making purchases and learning about the bank’s products and services.

Bancamiga‘s second Associated Box Office is located on the first floor of this hypermarket, located on the main avenue of Boleíta and Francisco de Miranda, in the La California urbanization.

This is a concept that is aligned with a trend of business that is booming in the world, and that allows people to optimize or optimize their time, by having the possibility of carrying out different activities, including banking, in a single space, comfortable and safe.

All services in one place

In this Associated Box Office, visitors will have close attention from the staff, who will guide them on how to open accounts in bolivars and in foreign currency or acquire any of the debit or credit cards. They will also be able to obtain information on how to participate in the Exchange Desk, receive currency from anywhere in the world immediately through Apóyame, and on the MasterCard Debit card with contactless technology.

With this new office, Bancamiga reaffirms its solid and planned growth of the last two years, which has led it to open 10 agencies: La Rinconada, Porlamar, Acarigua, Guanare and Maracaibo in 2021, and El Tigre, Barquisimeto Este, Puerto Cabello, Coro and Ciudad Ojeda in 2022. This year they have also been joined by the Associated Box Offices of Centro Lido, integrated into the Café Work Center, and now that of Viva Supercentro, concludes the statement.

With information from Bancamiga

La entrada Bancamiga inaugurated Associated Box Office in Viva Supercentro apareció primero en Bitfinance.

BBVA will take its Aqua card model to Mexico, where more than one million cards have already been issued since June, and also to Peru and Colombia, the institution reported in a statement.

The Aqua card is based on a dynamic CVV and the elimination of the numbering and the expiration date of the card. In Mexico this card is already available to new customers and will gradually replace other debit and credit cards at the time of renewal.

In addition, in September, BBVA Mexico will promote the sale of these new cards for both customers and the open market, according to the entity.

In Peru, the entity implemented the dynamic CVV and is working to renew the mobile experience and launch the clean numbering cards before the end of the year.

In Colombia, at the moment the PAN and the expiration date are maintained, but the CVV of the card has been deleted and the dynamic was released with the aim of issuing a totally new card in future developments.

BBVA points out that initially, in Spain, this card had been conceived as a complement to other cards, although its “great reception” has led to offering customers the option of replacing their main model with Aqua at the time of renewal. Thus, at the beginning of June 700,000 cards had already been issued in the country, while two months later” it has already exceeded one million.”

“With Aqua, in addition to renewing the value proposition of our cards, we are unifying the mobile experience of customers in all our geographical areas”, explains the director of Digital Payment Solutions at BBVA, Jorge Moreno.

K. Tovar

Source: Cincodias

La entrada BBVA brings the “Aqua” card to Latin America apareció primero en Bitfinance.

The cryptocurrency exchange listed on Nasdaq, Coinbase, announced that its cardholders can pay using the Apple Pay and Google Pay applications from their mobile devices, becoming a fundamental fact of integration between the three most important brands in the United States. This integration expresses the great interest in promoting the adoption of digital currencies in the global economy.

The company reported, through a statement, that during this week they will begin to invite their “selected clients to start earning up to 4 % in cryptocurrency rewards.”

In addition, it pointed out that all selected customers who have approved the debit card in the US can start using it immediately through the Aplee Pay applications, even if they do not have the card in physical form yet.

The configuration of the card can be done by adding your card to the Google Pay application for all Google users, while from Aplee Pay they can add it from the Apple Wallet application or from the Coinbase application

Rewards

Among the benefits of using the Coinbase Visa card, prizes in Bitcoin stand out. US users will receive the return as a reward of 1 % in bitcoin for each purchase, 0.4 % in the cryptocurrency Stellar Lumens (XLM) that will serve to compensate the 2.75 % fee charged by the company for each transactions made with the cryptographic debit card.

Although the prize is less than the rate established as commission for the use of the card, the company established an important exception: “Any transaction they carry out using the stablecoin USDC does not include a fee”. Thus, all customers who make purchases in USDC earn 1 % in bitcoin.

The mix of the rewards service and the usability of the applications could become a major attraction to adopt the cancellation with digital currencies in the United States

M. Rodríguez

Fuente: diariobitcoin

La entrada Coinbase crypto card integrates payments with Apple Pay and Google Pay apareció primero en Bitfinance.

The multinational financial services company Martercard has reported that by the end of 2021 merchants will be able to receive payments in cryptocurrencies, a modality that will allow customers to mobilize digital, traditional or crypto value at their convenience.

The news was released through a statement published on the company’s official blog, which specifies that the measures are due to the economic behavior of cryptocurrencies, which have become increasingly more relevant.

“We are here to allow clients, merchants and businesses to move digital value – traditional or crypto – however they want. It must be your decision, it’s your money ”, as outlined in the statement.

Likewise, the multinational confirmed that it continues to work “right now for the future of cryptocurrencies and payments, announcing that this year Mastercard will begin to admit selected cryptocurrencies directly to our network”. It highlights the company’s intentions to continue in the market allied with crypto.

They also assured that they will remain “attentive to the assets that we support based on our principles for digital currencies, which focus on consumer protection and compliance.“

K. Villarroel

Source: diariobitcoin

La entrada Mastercard will let merchants receive cryptocurrencies apareció primero en Bitfinance.