Keeping an eye on your finances during Christmas, a season of increased spending, is increasingly important. Buying gifts, clothing, or traditional holiday foods requires taking the time to calculate costs, compare prices, and establish payment methods.

Sharing a Christmas meal with family and friends doesn’t have to drain your income. Making a list of necessary items to start comparing prices allows you to choose fresh products and avoid blowing your budget.

Regarding gifts, the key is to choose something truly nice and useful. In this case, it’s helpful to inquire about tastes and preferences to narrow down your search in stores. Currently, people prefer technology; that is, cell phones, televisions, wireless headphones, and game consoles. However, even a string of lights for the Christmas tree makes a good gift.

Ideally, you should prioritize your financial obligations, not only for the present but also for the future. It’s important to remember that the start of a new year is usually demanding financially.

Therefore, it is essential to make sure you pay all outstanding bills and payments due in December, such as mortgages, rent, utilities, and credit cards, before embarking on Christmas shopping without being aware of your own limitations.

Undoubtedly, this will allow you to clearly see how much money you have available and determine how you will pay for your purchases: in cash, with a debit card, coupons, or other methods. This reinforces personal and family financial responsibility.

M.Pino

With information from specialized financial media

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The special Kids’ Banking Programs that Bancamiga launched for both Children’s Day and Christmas enabled 18,821 children and teenagers across the country to open bank accounts, and they now enjoy the benefits of the Bancamiga Mastercard Debit Card.

For ten Saturdays during July/August and November/December, Bancamiga opened its branches in Caracas and other parts of the country to open accounts for children and teenagers between the ages of 9 and 17 with national identity cards.

This initiative also helped bring 6,875 adults into the banking system, of whom 4,097 opened accounts in foreign currency (dollars/euros) and 63 in Venezuelan pesos.

During these special Kids’ events, Bancamiga gave away Mastercard Debit Cards, which, in their various versions, feature contactless technology and offer the ability to pay at points of sale, top up mobile phones, and make mobile payments.

Once the account opening process is complete, children and teenagers should go to www.bancamiga.com, go to the Kids section, and follow the steps to register, the financial institution explained in a statement.

Learning to value the effort behind money and prioritizing needs

For Bancamiga, the success achieved this year with Kids establishes a solid foundation for new products like the Kids Prepaid Card.

The Chairman of Bancamiga’s Board of Directors, José Simón Elarba, indicated that bringing banking services to children and teenagers is a way to instill the importance of responsible money management from an early age.

“It’s a way to develop solid financial habits that last into adulthood. Children learn to value the effort behind money and to prioritize their needs. This promotes economic independence and confidence in digital financial services,” Elarba added.

Although the special campaigns have ended for now, those interested can visit any of the 50 branches nationwide with their representative to open a Kids account and enjoy the benefits of having a Bancamiga account. They must bring a birth certificate and a copy of their national identity card. If your father, mother, or legal guardian is not a client, they must bring a copy of their ID, valid Taxpayer Identification Number (RIF), phone number, and email address.

To find the location of each branch, visit www.bancamiga.com on Find Us section.

Information and images provided by Bancamiga Banco Universal

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Venezuelan imports have increased since the end of September with the aim of satisfying consumer demand during Christmas. This was recently stated by the president of the Regional Chamber of Cargo, Jonathan Durvelle.

The official recalled that during this time, demand for seasonal inputs increases and reported that a few weeks ago, “seven vessels were operating in Puerto Cabello and two in La Guaira, figures that had not been seen in previous periods. He noted that a steady flow of raw materials is being observed, especially ABA foodstuffs, in addition to imports of corn, sorghum, wheat, and other products.”

He also referred to the arrival of containerized cargo in the country, including white goods and items related to the holiday season, although he warned that “the sector still operates with transport fleets that are more than 40 years outdated and have not been renewed.”

Durvelle highlighted the sector’s efforts to reinvest in order to “face current challenges. Among the priorities, he mentioned the need to adjust freight rates and update freight transport rates.”

M.Pino

Source: hexalegal

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In response to alleged rumors of a possible shortage of traditional ham bread this Christmas in Venezuela, Tomás Ramos López, president of the Venezuelan Federation of Bakery and Related Industries (Fevipan), indicated in an interview with Unión Radio that the traditional dish will not be missing from the table this coming holiday season.

Ramos López reaffirmed the sector’s capacity, emphasizing: “We have enough production, we have enough diners,” while lamenting the annual speculation about the bread shortage.

The president of Fevipan emphasized: “We have enough factories and delicatessens to sell ham to all bakers,” so consumers can rest assured and ignore the rumors.

Regarding the price of ham bread, Ramos López explained that “a single price cannot be set, since each bakery has its own structure. Therefore, each establishment will seek to sell the bread at the closest price to make it affordable to consumers in their area.”

M.Pino

Source: alnavio

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