Starting this Monday, March 9, Bancamiga opens the curtain on the Auction so that its individual and corporate clients can officially request foreign currency through Bancamiga Online.

With an innovative campaign spearheaded by Claudio Nazoa, highlighting the effectiveness of the first Masterdebit card launched in Venezuela, Bancamiga has begun a digital campaign across various media outlets to familiarize Venezuelans with this process, which is fast and secure at Bancamiga.

Under the scheme coordinated by the Central Bank of Venezuela (BCV), the foreign currency will be approved by the BCV and credited to the client’s Digital Foreign Currency Account (USD) for electronic use with any Bancamiga Debit Card or by reloading their Prepaid Foreign Currency Card.

Get ready for the auction!

Upon logging into Bancamiga Online and selecting Foreign Currency Transactions, the Private Auction option will appear. Once the client begins the steps to create the foreign currency request order, the system will automatically initiate the opening of the Digital Foreign Currency Account (USD). After accepting the terms and conditions and completing the form indicating the requested amount and exchange rate, the request is finalized.

Once the foreign currency has been allocated, the client can use it immediately by linking their Digital Foreign Currency Account (USD) to any of their Bancamiga Debit Cards or by reloading their Prepaid Foreign Currency Card to make purchases, travel, or pay for services both within and outside the country. The allocation to the USD Digital Foreign Currency Account is done through Bancamiga Online or Bancamiga Suite.

If you’re looking for convenience, freedom, and secure access to your foreign currency, Bancamiga is your best option. Get ready for the auction starting Monday.

We’re sharing the campaign video promoted by Claudio Nazoa:

Information and images provided by Bancamiga Banco Universal

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In its effort to offer clients solutions that minimize risk and strengthen its platforms, Bancamiga is advancing initiatives to create a safe and reliable environment, with a constant emphasis on awareness and individual caution.

Protect yourself from fraud!

Even with the adoption of cutting-edge technologies to safeguard the interests of clients and the bank, effective security requires active collaboration, where clients and the financial institution work hand in hand.

Direct Access, Virtual Lock, and ID Check are three of the most recent initiatives implemented by Bancamiga to enhance security.

With Direct Access, Bancamiga customers have an icon pinned to their desktop and taskbar, mitigating the risk of accessing pages with malicious links.

Installing Direct Access is very simple: log in to Bancamiga Online (www.bancamiga.com), enter your credentials and dynamic password. A pop-up window will appear; click “Install” and confirm. The shortcut will automatically be created on your desktop, with the option to also add it to the taskbar.

Virtual Lock is another tool that increases security by temporarily blocking the use of card data for online purchases, preventing unauthorized access. It is activated through Bancamiga Online or Bancamiga Suite before a transaction and deactivated upon completion.

Another initiative promoted by Bancamiga is ID Check, an extra layer of security with codes generated by the app for online purchases.

Bancamiga warns: Beware of fake websites!

Through informational campaigns, Bancamiga constantly promotes recommendations that emphasize proactive prevention and the use of its security tools.

Among its frequent tips are the following:

1. Type www.bancamiga.com directly into your browser.

2. Avoid clicking on links in emails, SMS messages, or search engines to avoid falling for fake websites.

3. Do not reply to or provide confidential information (username, password, CVV) via email, WhatsApp, or phone calls. Bancamiga never requests this information through these channels.

4. Keep the Virtual Lock closed when you are not making online purchases.

5. Activate biometric authentication (fingerprint or face) and 2FA in the app for extra protection.

6. Download apps only from official stores (Google Play/App Store).
7. Check your account activity regularly.

8. Use strong passwords (uppercase letters, lowercase letters, numbers, symbols) and change them regularly. Do not reuse the same password on multiple sites.

For any questions, please visit www.bancamiga.com, call 0500TUBANCA (0500-8822622) or 0501TUBANCA (0501-8822622), or follow us on social media: @bancamiga.

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Bancamiga remains at the forefront by offering ease, security, and convenience to taxpayers when paying taxes to the National Integrated Customs and Tax Administration Service (SENIAT) and municipalities.

With a strong platform available 24/7, 365 days a year, Bancamiga facilitates the consultation and payment of municipal, national, and other taxes for both Ordinary and Special Taxpayers.

Through Bancamiga Online and Bancamiga Suite, customers can quickly and securely pay their Income Tax (ISLR) according to the corresponding schedule. They can also make payments for VAT, VAT withholdings, ISLR prepayments, ISLR, ISLR withholdings, and any other obligation governed by SENIAT (National Integrated Customs and Tax Administration Service).

Bancamiga also facilitates the payment of taxes for the municipalities of Sucre, El Hatillo, Chacao, Libertador, and Baruta (Caracas); Gran Sabana and Angostura del Orinoco (Bolívar); Vargas (La Guaira); Valencia and San Diego (Carabobo); Girardot (Aragua); Lechería and Simón Rodríguez/El Tigre (Anzoátegui); Maracaibo and San Francisco (Zulia); and Maneiro (Nueva Esparta).

To pay taxes, log in to Bancamiga Online or Bancamiga Suite and go to Collection Services, where a menu will appear. Complete the requested information and make the payment.

Regardless of the citizen’s financial institution, Bancamiga has also made a payment button available on the websites and at some municipal offices for online payments.

For more information, visit www.bancamiga.com or @bancamiga on social media.

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The first half of 2025 closes for Bancamiga with exceptional performance and strong leadership, which enabled it to achieve 192.58 % growth in its gross loan portfolio, 127.87 % growth in its total deposits, and 354.23 % growth in its financial revenues.

These results are driven by the vision of being the best and largest private bank in the country, recognized for its digital platform and financial strength, offering a unique experience that blends service quality with the efficiency of the banking sector of the future.

The increase in its loan portfolio positions Bancamiga as the sixth-largest banking institution in the country in this important indicator, achieving a 6.16% market share in the Venezuelan Banking System (SBV) and 9.39 % in the private sector. Year-over-year, it has the highest growth, with 544.78 % in the large sector.

This was a semester in which the quality of its loan portfolio also stands out. Its late payment rate of just 1.30 % was lower than the SBV average.

With these loan portfolio figures, Bancamiga reaffirms its commitment to driving growth for its personal and legal clients with innovative products and services that meet their needs and expectations.

Top 3 in foreign currency deposits

In these first six months of the year, Bancamiga reached one million customers, continued to offer friendly and secure financial solutions, and its Mobile Bancamiga celebrated its second anniversary across the country to reach more Venezuelans and support them on their path to financial inclusion.

This daily effort by more than 1,000 employees across the country enabled total deposits to increase by 127.87 % compared to December 2024, placing Bancamiga as the institution with the highest relative growth in the large stratum.

Year-on-year, deposits from the public experienced a 253.91 % increase, allowing Bancamiga to achieve a 5.45 % market share, ranking sixth in the national ranking and above the annual variation reflected by the SBV and private banks.

Among the range of deposits from the public, foreign currency stands out, a sector where Bancamiga ranks among the top three private banks, with an absorption rate of 13.08 % and 7.54 % of the Venezuelan Banking System.

In June alone, Bancamiga ranked as the bank with the highest proportion of deposits in foreign currency, with 53.01 %. In annual terms, it absorbed 0.85 percentage points of private banking and 0.57 of the SBV.

Increasing financial revenue

To be one of the country’s leading financial institutions in such a competitive market, it is essential to shine. This must be achieved with products that set the pace, as Bancamiga does with its Debit Mastercard, which, supported by contactless technology, allows customers to make online purchases, subscribe to streaming platforms, pay at national and international points of sale, and withdraw from ATMs abroad. The bank explains in a statement.

This also includes innovations such as the tokenization of its cards in its versatile Bancamiga Suite app, which allows for mobile purchases. It also includes its nearly 200,000 modern points of sale across the country, which allow users to pay for and recharge telephone and television services, play the lottery, and stamp their 5y6 cards, among other features.

Thus, by shining in this way, Bancamiga managed to record a semiannual increase in its financial income of 354.23 %, a figure that clearly surpassed the 280.48 % of the SBV, and positioned itself among the top four private banks and the top five in the SBV, with a market share of 10.20 % and 6.53 %, respectively.

This performance supports and consolidates Bancamiga as one of the leading institutions in the Venezuelan financial system, with a semiannual increase of 2,345.27 % in bolivars and 964% in dollars, the highest relative growth in the system in both currencies.

With these results, Bancamiga climbs two positions in terms of profitability, ranking eighth nationwide in June 2025. Year-on-year, the cumulative growth was 1,636.96 %. And to highlight its efficiency and operational solidity, it is worth noting that it posted a return on equity (ROE) of 32.38 % and a return on assets (ROA) of 4.53 %.

There is no doubt that in this first half of 2025, Bancamiga reaffirmed its position as a cutting-edge banking institution, a pioneer in products and services, committed to a smarter, more sustainable future, and which, with its financial solutions, seeks to improve the quality of life of Venezuelan society every day.

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The variety of available channels and the speed of payment and top-up services are facilities offered to Venezuelans by Bancamiga, which has a robust technological platform. 24 hours a day, 365 days a year.

Through Bancamiga Online, customers can easily cancel or recharge Movistar, Movilnet, Digitel, Cantv, Corpoelec, Fospuca, Cobretag, Inter, and Simple TV services.

Also online, Bancamiga Banco Universal customers can make payments for national and municipal taxes, anytime and from anywhere with internet access. Through www.bancamiga.com, they can easily pay obligations to SENIAT, SAREN, SUNAGRO, and town halls.

Among the channels that Bancamiga makes available to its customers, the innovative banking institution emphasizes in a statement, is the most modern application on the market: Bancamiga Suite, which has a user-friendly and easy-to-use interface, with quick access using customer data or biometric authentication.

Bancamiga: Streamlining and Simplifying Support for Customer Processes

With its app, Bancamiga allows users to pay for and recharge services such as Movistar, Digitel, Inter, Simple TV, Puro Pago, Pago Directo, Cantv, Cobretag, and Corpoelec.

In addition, along with Bancamiga Online and Bancamiga Suite, Bancamiga has more than 191,000 points of sale across the country, serving as business centers that facilitate processes and allow entrepreneurs and small business owners to generate extra income by paying for and recharging services such as Cantv, Corpoelec, Digitel, Movilnet, Movistar, Inter, and Simple TV. They can also be used for other transactions such as 5y6 card payments or participating in lotteries.

Bancamiga Points of Sale, developed in partnership with Soluciones Integrales Tecnológicas (SITCA), are wireless, connect to Wi-Fi, and bills are settled daily, regardless of weekends or holidays. They feature contactless technology and immediate delivery.

With all these channels described above, Bancamiga offers Venezuelans convenience and accessibility, 24-hour availability, speed and security, a variety of services, and the ability to maintain detailed control of their transactions. In this way, it facilitates customer management with a financial ecosystem for recharging and paying for services tailored to their needs.

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For all those planning to travel during Holy Week, Bancamiga makes traveling around the country easier with Cobretag, a service that makes paying tolls both quickly and easily.

Bancamiga customers can recharge Cobretag through Bancamiga Online and the Bancamiga Suite app, the most versatile and modern in the national financial market, according to a statement from the institution.

To enroll and recharge Cobretag, log in to Bancamiga Online, select the Service Payment option, and provide the necessary enrollment information. The customer or user then recharges Cobretag by indicating the amount they wish to add.

As with Cobretag, customers also have the option to cancel or recharge Movistar, Movilnet, Digitel, Cantv, Corpoelec, Fospuca, Inter, and Simple TV services.

In short, customers can pay tolls securely and quickly from the mobile app. Simply go to the Cobretag option, located in the three-line icon at the bottom right of the app.

In this way, Bancamiga promotes the well-being of its customers with products and services that facilitate their transactions and mobility during Holy Week and any time of year, concludes the innovative banking institution.

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With its firm intention to continue consolidating itself in the Venezuelan financial system as an innovative bank that promotes banking access and contributes to the country’s development, Bancamiga reached its coming of age this Wednesday, March 19th.

It celebrates its first 18 years as one of the fastest-growing financial institutions in 2024 and is expected to become one of the banks with the shortest period of time to reach one million customers; a response to its constant effort to offer cutting-edge products and services that meet the needs of Venezuelans.

Since its creation in 2007 as a Development Bank and in its process of consolidating itself as a Universal Bank, Bancamiga has promoted solutions such as Interbank Mobile Payment, foreign currency accounts, points of sale with Contactless technology, and the use of the Mastercard Debit Card, which allows purchases in bolivars and foreign currency.

The Chairman of Bancamiga’s Board of Directors, José Simón Elarba, stated that throughout these years, the institution has had committed employees who have contributed their effort and dedication, such as the 73 who received their recognitions for 10 and 5 years of service on March 18.

“Being the country’s fifth-largest private bank in just 18 years has only been possible thanks to the trust placed in us by each and every one of our clients. We work for them to promote the development of the country’s productive sectors,” he stated.

This trust is strengthened every day, Elarba stated, by initiatives that facilitate customer transactions and the benefits of its products and services, among which the Mastercard Debit Card stands out, which has allowed hundreds of thousands of Venezuelans to subscribe to streaming platforms and make online purchases; the robustness of the Bancamiga Suite application, which has expanded its features to make transactions easier, more practical, and more functional; and the development of features such as ID Check, or an additional layer of security available in the app for online transactions.

Also worth highlighting is the boost that Bancamiga points of sale have given to entrepreneurs and merchants. In partnership with Soluciones Integrales Tecnológicas (SITCA), the POS terminals are available throughout the country, offering commissions to businesses for paying and recharging telephone and TV services, sealing the 5th and 6th, and playing the lottery. Settlements are made daily, regardless of whether it falls on Sundays or holidays.

“Before the end of the next quarter, we will reach 200,000 installments in the country, making us the second bank in the financial system with that number of POS terminals on the market,” added the President of the institution’s Board of Directors.

Security, a key element of operations for Bancamiga

Just as innovation is key for Bancamiga, so is offering secure processes, which was reaffirmed by the PCI DSS certification, a data security standard for the payment card industry, which made Bancamiga the first bank in Venezuela to obtain version 4.0. It did so after four years of effort.

-The PCI DSS (Payment Card Industry Data Security Standard) certification is a set of security standards designed to protect payment cardholder information, a fact that attests to Bancamiga’s responsibility, seriousness, and reliability in handling sensitive data from these payment instruments.

In the coming years, innovation and customer security will continue to be a priority for Bancamiga, which will continue to expand to reach more locations with new offices and reach more Venezuelans with Bancamiga Mobile, according to a statement from the banking institution on this important date.

José Simón Elarba explained that Bancamiga will continue to reaffirm its commitment to sustainable development through various initiatives in the area of ​​Social Responsibility, where training will be the guiding principle of many of its programs and projects. It will also continue to demonstrate its commitment to Venezuelan society in the areas of health, education, the environment, and culture.

“This is a wonderful moment to express our gratitude for the efforts and sense of belonging of our men and women, who with dedication and commitment are pushing the institution toward a safe haven. These 18 years of success and those to come are only possible thanks to their dedication and commitment. Thank you for so much.”

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Bancamiga Banco Universal prioritizing the well-being of its clients, with products and services that facilitate operations, reported that, with the arrival of the carnival, two that take on relevance are the Cobretag recharge and the activation of the Travel Notification.

With Cobretag, people who travel through the country can pay tolls without waiting in line, since the payment is made automatically. The recharge is done easily and safely through Bancamiga Online and Bancamiga Suite.

The interested party only has to enter www.bancamiga.com or the App, go to “Payment of Services” and follow the steps.

Like Cobretag, Travel Notification can be activated from home or office. It provides peace of mind when using Bancamiga debit and credit cards abroad, regardless of the destination country.

To activate this facility, you only need to log in to Bancamiga Online (www.bancamiga.com), go to the “Travel Notification” option from the main menu and follow the steps. It is important to enter the exact time and date of departure and return.

This benefit is very important when using versatile products such as the Mastercard Debit card, which allows customers to manage accounts in bolivars and foreign currency in a single instrument, make electronic purchases, pay at points of sale inside and outside the country, make withdrawals at ATMs abroad and subscribe to streaming platforms.

With Cobretag and Travel Notification, transactions are made easier and customers achieve a better financial experience, Bancamiga stressed.

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To facilitate the consultation and payment of Municipal, National taxes and other contributions of both Ordinary and Special Taxpayers, online with public agencies, Bancamiga has a robust platform 24 hours a day, 365 days a year.

Through Bancamiga Online and Bancamiga Suite, clients can fulfill their obligations quickly and safely.

Bancamiga makes it easier for its clients to manage their transactions

Bancamiga’s technological platform, which has a user-friendly interface, allows you to pay municipal taxes in the municipalities of Sucre, El Hatillo, Chacao, Libertador and Baruta (Caracas); Gran Sabana, Caroní and Angostura del Orinoco (Bolívar); Vargas (La Guaira); Valencia (Carabobo); Girardot (Aragua); Simón Rodríguez (El Tigre/Anzoátegui); San Carlos (Cojedes); San Francisco (Zulia) and Maneiro (Nueva Esparta). These municipalities also have a Payment Button on their websites and points of sale to pay online regardless of their financial institution.

The banking institution informs that, to make the payment of taxes, duties and fees you only have to enter www.bancamiga.com (https://www.bancamiga.com) or go to the mobile application, Collection Service option, complete the requested information and make the payment.

Also, on the website and in the Bancamiga Suite mobile application, in the Services option, clients can make the payment of Cantv, Corpoelec and FOSPUCA, among other services.

Quick and secure payments with Bancamiga

Through the Collection Service, Ordinary and Special Taxpayers can pay through Bancamiga any tax or fee under the control of the National Customs and Tax Administration Service (SENIAT) such as Income Tax, VAT, Withholdings, among others, both their own and third parties. Likewise, in specific SENIAT offices they can make the payment of taxes through points of sale, only by presenting the payment form or their data.

The procedures of the Autonomous Registry and Notary Service (SAREN) and the obligations associated with SUNAGRO are also available in the Collection Service option.

In this way, Bancamiga facilitates the procedures of its clients and satisfies needs that positively impact their quality of life.

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To offer more facilities to its customers, Bancamiga updated its Bancamiga Suite application, thereby reaffirming its leadership as the most modern App on the financial market.

Customers now enjoy a new experience with Bancamiga Suite by managing multiple accounts in one place, which makes it easier to organize their finances, the banking institution explained in a statement.

Bancamiga users or customers can also easily share their account data or recent transactions made via WhatsApp, quickly and safely.

Another new feature of Bancamiga Suite is that Mobile Payment has become more functional. To facilitate transactions, customers can copy the data provided and paste it into Bancamiga Suite. They can also scan QR codes.

Bancamiga Suite: constant innovation for more security, ease and speed

In an effort to strengthen the security of online transactions, Bancamiga implemented ID Check technology, in collaboration with Mastercard. This innovative tool seeks to offer an additional layer of protection when using their credit and debit cards to make purchases online.

In Bancamiga Suite, customers access an authentication code. They must go to Direct Access, select the “ID Check” option and press “Generate Code.” This number must be copied and entered on the page of the store where the purchase is being made. This simple process guarantees that each transaction is protected, thus providing greater security to users.

The new update of Bancamiga Suite also organizes the beneficiaries in the transfer directory in a practical and fast way thanks to the new filtering function, and also speeds up transfers to beneficiaries who are not added to the client directory.

In this way, Bancamiga is consolidating itself in the Venezuelan financial market as an institution that offers its clients cutting-edge products and services that make their daily lives easier.

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