This effort stems from a clear premise: to ensure that every customer once again receives close, human, and personalized service from their business executives in fully optimized spaces.

From the very beginning of the crisis, Bancamiga’s priority was to support the community and mitigate the impact of the tragedy through tangible economic relief measures, such as waiving point-of-sale processing fees for businesses in La Guaira and fees for sending funds from abroad through Solución Amiga.

The institution also stated in a press release that it waived fees for replacing damaged or lost debit cards, restructured the loan portfolios of those affected, and created a special contingency fund with preferential rates, grace periods, and streamlined processes for individuals, businesses, and small companies in the impacted areas.

With these reopenings, the financial institution’s service network is once again fully available throughout the country: 51 branches operating nationwide; five teller windows, including service at Viva and the CCCT (with special service on Saturdays); and Bancamiga Móvil for flexible and direct service.

Where are the reopened branches located?

• San Felipe: Avenida Libertador, corner of Calle 6, Hermanos Dominguez Building, Yaracuy State.
• Maiquetía: Avenida Soublette, Litoral Shopping Center, Level 2, La Guaira.
• La Castellana: Avenida Francisco de Miranda with Avenida Eugenio Mendoza, Headquarters Building, Ground Floor, Miranda State, Caracas.

With these actions, Bancamiga reaffirms that its greatest strength lies in the trust of its clients, solidifying its position as an unwavering partner for overcoming any challenge.

Information and images are for illustrative purposes only and are courtesy of Bancamiga Banco Universal

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La entrada Bancamiga reopens affected branches and strengthens customer support apareció primero en Bitfinance.

Within Bancamiga’s broad loan portfolio, two options stand out, designed to provide immediate liquidity: Credi POS and Credi Express, both with a preferential annual interest rate of 16 %.

This is explained in an institutional press release. Whether you’re looking to expand your business or need a personal financial boost, discover how these products fit your plans.

Credi POS is a loan designed for individuals and businesses that own and maintain active Bancamiga point-of-sale terminals.

Main features of Credi POS:

• Interest rate: 16 % per year.
• Repayment term: up to 6 months.
• Targeted at: merchants, business owners, and individuals with commercial activity.

Bancamiga point-of-sale terminals not only facilitate fast transactions but also allow you to generate extra income through commissions on balance top-ups and bill payments, with daily fund settlement (including weekends and holidays).

Fast financing for individuals

For those who need a quick response and flexible terms, Credi Express is the ideal solution. This product rewards customer loyalty by evaluating the level of account activity.

Advantages of Credi Express:

• Interest rate: 16 % per year.
• Payment term: 3 months.
• Direct evaluation: granted based on your Bancamiga account history and activity.
• Targeted at: individuals.

In addition to Credi POS and Credi Express, Bancamiga offers comprehensive credit coverage tailored to different needs:

• Microloans and financing for entrepreneurs.
• CrediMujer and business lines of credit.
• Vehicle loans and credit cards.
• Contingency Fund, recently created to support sectors affected by the earthquakes of June 24.

How to apply for Credi POS or Credi Express at Bancamiga?

Obtaining bank-backed financing is fast and secure. If you would like to know the specific requirements:

3. Visit the Bancamiga branch or teller nearest to your location.
4. Receive personalized advice from our team of account executives.
5. Select the loan option that best suits your financial profile.

Growth is easier when you have the right support! Check out your loan options at Bancamiga today! (Invitation from the institution).

Information and image are for illustrative purposes only, courtesy of Bancamiga Banco Universal

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In response to its strategic vision of supporting national economic development, Bancamiga formalized its membership in the Venezuelan Petroleum Chamber, a business association with over four decades of experience representing the private hydrocarbon production sector.

With this addition, the financial institution aims to strengthen the energy sector ecosystem through solutions tailored to the operational dynamics of companies, suppliers, and contractors in the industry.

Bancamiga’s value proposition: A key ally in the hydrocarbons value chain

In this context of productive reactivation, Bancamiga’s value proposition for Chamber members includes…

Transactional Management and Payments: state-of-the-art point-of-sale terminals, dynamic currency exchange desks, and corporate digital channels for efficient treasury management.

Credit and Financing: lines of credit for working capital and financing for expansion projects or equipment acquisition.

Foreign Trade and Foreign Exchange: comprehensive solutions for international operations.

Personalized Attention: specialized financial advice tailored to the specific cash flows of the industry.

For Bancamiga, joining the Venezuelan Petroleum Chamber represents a firm step toward boosting local investment and offering robust banking tools to a strategic sector for the country.

With this step, the institution reaffirms its commitment to the development of key sectors of the Venezuelan economy, connecting directly with a portfolio of high-performing companies and increasing its presence in national corporate banking.

Information and image for reference only, courtesy of Bancamiga

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In the dynamic environment of international banking, trust and operational integrity are the fundamental pillars for the growth and sustainability of any institution.

Bancamiga’s participation in FIBA (Financial and International Business Association) represents a highly significant strategic milestone, consolidating its firm commitment to the highest global standards in the prevention and control of money laundering and terrorist financing.

Founded in 1979 and headquartered in Miami, Florida, FIBA is a non-profit trade association and an international center of excellence widely recognized by regulators, oversight bodies, and law enforcement agencies worldwide.

Its primary mission is to promote best practices in international trade, correspondent banking, wealth management, and, most importantly, regulatory compliance.

Bancamiga’s participation in the recent FIBA AML Argentina conference is a step forward in its intention to join an elite network where future preventative policies are being defined.

The organization is an undisputed leader in Anti-Money Laundering (AML) education and certification, setting global standards in partnership with prestigious academic institutions such as the Florida International University (FIU) School of Business.

Active participation of strategic areas of the bank

The participation of four strategic areas of the bank, which are part of its preventative structure (UPCLC/FT/FPADM, Treasury, International Business, and Legal), in the FIBA AML Argentina conference has significant implications for the institution’s projection within the global financial ecosystem:

1. It demonstrates that Bancamiga’s anti-money laundering policies not only comply with local regulations but also rigorously align with the most demanding global standards.

2. It strengthens Correspondent Banking by opening direct channels and reinforcing mutual trust, facilitating the efficient and secure flow of foreign trade operations for Bancamiga’s clients.

3. It provides access to cutting-edge knowledge, allowing the bank’s compliance specialists to remain at the forefront of defense with immediate access to the latest types of financial crimes, monitoring technologies, and methodologies for mitigating emerging risks.

4. It allows for collaboration with global banking giants. FIBA brings together some of the largest, most influential, and most respected financial corporations and institutions in Europe, the United States, Latin America, and the Caribbean. Sharing this space of governance, committees, and technical exchange allows Bancamiga to directly integrate into a network representing more than 600 financial institutions across the hemisphere.

5. Transparency, the cornerstone of management. For a universal bank, the best calling card is an impenetrable compliance system. By actively participating in FIBA, Bancamiga reaffirms that the security of its users’ transactions and the transparency of its management are non-negotiable institutional assets before the world.

Strengthening Bancamiga’s Comprehensive Risk Management System

Attendance at the event involved fulfilling formalities that help strengthen Bancamiga’s Comprehensive Risk Management System, as well as acquiring tools and knowledge that allow the bank to anticipate new guidelines currently in place and those that will govern the international banking ecosystem, positioning the institution as a reliable player in the existing correspondent network that communicates using the same international language.

Information and image courtesy of Bancamiga Banco Universal

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La entrada Bancamiga Raises Global Standards at FIBA AML apareció primero en Bitfinance.

Recognizing the transformative impact of a gift, Bancamiga will be collecting toys at 48 branches nationwide this Saturday from 9:00 am to 3:00 pm, in celebration of Children’s Day. A stuffed animal, a toy car, a doll, a ball, or a children’s wellness kit (new or in perfect condition) will represent a heartfelt embrace from our customers to the affected communities.

Children’s Day is much more than a date on the calendar; it’s the perfect opportunity to remind children how precious and loved they are. This year, the celebration takes on an even deeper meaning following the events of June 24th.

Bancamiga employees will receive these donations this Saturday to distribute them on Sunday in La Guaira. The bank invites citizens to visit branches with their children to enjoy a special day, where the little ones will also receive a Kids Card as a gift, ideal for taking their first steps in the financial world with awareness and education.

An unwavering commitment

The toy distribution is part of the meticulous contingency plan that Bancamiga initiated from the first day of the emergency to support the affected areas. This strategy includes the creation of a special fund with preferential rates, grace periods, and simplified procedures for individuals, businesses, and SMEs.

The plan also includes receiving funds from abroad without fees, restructuring loan portfolios, directly distributing drinking water, milk, mattresses, and non-perishable food items, along with waiving point-of-sale fees and providing free replacement of the Bancamiga Mastercard Debit Card.

At Bancamiga, every employee is convinced that rebuilding the future begins by protecting children’s present. The bank’s statement concludes with an invitation: Come to any of our branches this Saturday, bring a toy, and give the gift of a smile. We’ll be waiting for you!

Information and images are for illustrative purposes only, courtesy of Bancamiga Banco Universal.

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La entrada Join Bancamiga and bring hope to Children’s Day apareció primero en Bitfinance.

When an earthquake strikes, the damage doesn’t end with the tremor. It comes afterward: the business that can’t open, the family that doesn’t know how to start over, the wall that couldn’t withstand the impact. Bancamiga Banco Universal understood this from the outset and acted accordingly: it allocated a $5 million fund, available now, to support the recovery of affected individuals and communities.

“Our priority is that no affected family or business feels alone in this. We are here to help you get back on your feet,” stated José Simón Elarba, Chairman of the Board of Directors of Bancamiga.

The fund is designed to be truly helpful, not to add to the bureaucracy at the worst possible time. Applications are already being received through business executives. The process is streamlined, the decision-making process is humane, and the response is immediate for the most urgent cases.

Who is it for?

The fund serves individuals, businesses, small and medium-sized enterprises in the affected areas. Resource allocation takes into account the specific circumstances of each case: the physical damage sustained, the loss of income, the business interruption, the impact on jobs, and the damage to the primary residence. Those who need it most, first.

What does the fund include?

The terms, depending on the case, were designed so that the loan is a recovery tool, not an additional burden:

1. Special interest rates—below standard market rates.
2. Grace period for principal repayment — time to breathe before starting payments.
3. Flexible repayment terms — adjusted to the actual recovery rate of each case.
4. Fee waivers or reductions — lower costs when it matters most.
5. No prepayment penalty — complete flexibility if recovery is faster.
6. Flexible collateral options — tailored to the applicant’s current situation.

How to apply?

Applications are received through Bancamiga business executives. More complex or critically impacted cases are handled directly by the Natural Disaster Contingency Fund, guaranteeing priority attention and a fair distribution of resources across all affected areas and sectors.

“This fund is a swift and humane response, but also a responsible and sustainable one. The goal is not only to provide loans: it is to support individuals and businesses so they can recover, resume their operations, and rebuild what they lost. Venezuela needs us to be present, and Bancamiga is there,” stated José Simón Elarba, Chairman of the Board of Directors of Bancamiga.

About Bancamiga Banco Universal

Bancamiga Banco Universal, C.A. is a Venezuelan financial institution with 19 years of continuous operation, more than 1,221,000 active clients, and a projected transaction volume of US$26.963 billion in 2025. It operates under the supervision of SUDEBAN and complies with Mastercard’s international compliance standards as the principal licensee in Venezuela.

Information and image courtesy of Bancamiga

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La entrada Bancamiga shows solidarity with the country by activating a $5 million fund apareció primero en Bitfinance.

Distance shrinks when solidarity and technology come together. With the aim of strengthening ties between those far away and their loved ones, clients, or business partners in the country, Bancamiga brings Venezuelans closer together with Solución Amiga, a fast, secure, and simple alternative for receiving funds from abroad directly into your checking account, with 0% commission.

The process involves generating a request link from Bancamiga Online or Bancamiga Suite, which is sent to the person making the transfer. The recipient only needs an international Mastercard credit or debit card and to fill out the form to complete the transaction.

The funds are received immediately in bolivars, eliminating unnecessary waiting times and intermediary costs. This tool is designed for both individuals and businesses and is available 24 hours a day.

This advantage is part of the comprehensive support plan following the earthquakes

This commission waiver is part of the comprehensive support plan that Bancamiga activated on June 24th to assist those affected by the earthquakes. This plan includes the creation of a special financing fund, the restructuring of loan portfolios, the centralization of supplies at our branches in Caracas and other parts of the country, and the direct distribution of drinking water, milk, mattresses, household goods, and non-perishable food.

For Bancamiga, being there means responding when it matters most and ensuring that support arrives on time, as emphasized in an institutional statement.

Information and image courtesy of Bancamiga Banco Universal

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La entrada Sending money to Venezuela instantly and without fees is possible through Bancamiga apareció primero en Bitfinance.

A special financing fund, the restructuring of loan portfolios, and the deployment of direct logistical aid are part of the contingency plan implemented by Bancamiga following the earthquakes that struck the country on Wednesday, June 24.

The humanitarian assistance program aims to mitigate the material damage suffered, with a special focus on the state of La Guaira. Immediate humanitarian assistance has included the shipment and distribution of drinking water, milk, mattresses, household goods, and non-perishable food items to this region.

Similarly, to centralize the receipt of supplies and coordinate support, 50 branches nationwide were designated as collection centers.

On the financial front, the strategy aims to safeguard the distribution chain of essential goods and provide liquidity to the affected productive sectors.

Current loans: Bancamiga will restructure terms and adapt payment plans to the actual recovery capacity

Bancamiga established a business and commercial recovery fund of $5 million, intended to provide financing under special conditions to merchants and business owners whose inventories or premises suffered damage, primarily in the state of La Guaira.

In parallel, a review of existing loans for clients impacted by the earthquake has begun in order to restructure their terms and adapt payment plans to their actual recovery capacity.

Business operations will also be maintained through the daily settlement of transactions processed through Bancamiga point-of-sale terminals.

The plan also includes the temporary waiver of fees on digital channels to expedite the transfer of funds between individuals. During the contingency, Mobile Payment transactions of Bs. 150,000 or less will not generate commissions, while the Solución Amiga service will operate without deductions to allow the immediate entry of funds from abroad.

The technological platforms and customer service channels remain operational to support the flow of essential banking services, the Venezuelan banking and financial institution concluded in a statement.

With information and images for illustrative purposes courtesy of Bancamiga Banco Universal

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La entrada Bancamiga implements humanitarian and financial assistance plan following earthquake apareció primero en Bitfinance.

It is in difficult times that the value of solidarity is demonstrated. In response to the powerful earthquake that shook the country on June 24, leaving hundreds of families homeless and causing severe structural damage, Bancamiga has stepped forward to become a bridge of direct support between Venezuelans and those who need it most.

Starting this Friday, and throughout the weekend (Saturday and Sunday), the financial institution will conduct its normal operations at 31 of its branches nationwide, which will also serve as collection centers.

This weekend, from 9:00 a.m. to 3:00 p.m., the branches will not only maintain their regular customer service, but will also receive donations for affected families, including drinking water, non-perishable food, personal care products, sleeping mats, blankets, clothing in good condition, and medicine.

The following branches will be open to all customers and citizens who wish to contribute: Sabana Grande, Las Ibarras, Puerto Cabello, Valle de la Pascua, Calabozo, Santa Teresa, El Tigre, Puerto La Cruz, Lechería, Upata, Puerto Ordaz, Ciudad Bolívar, Unare, Maturín, Maturín Centro, Cumaná, Barinas, Coro, Barquisimeto Este, Barquisimeto Centro, Mercabar, El Vigía, Mérida, Guanare, Acarigua, Barrio Obrero, San Cristóbal, Valera, Maracaibo Norte, Ciudad Ojeda, and San Francisco.

Bancamiga: Financial relief in Times of Crisis

Understanding that the emergency also requires immediate solutions to facilitate the daily lives of the population, Bancamiga activated a series of economic relief measures starting this Thursday.

Among the most notable actions is the temporary waiver of fees for all Mobile Payment transactions of Bs. 150,000.00 or less. This benefit was also applied to the Solución Amiga service, allowing Venezuelan families to receive remittances and income from abroad immediately and without any deductions.

Furthermore, to ensure that commercial activity and supply do not stop in the affected areas, the bank is maintaining the full continuity of its operations. Transactions at businesses with point-of-sale (POS) terminals continue to be processed as usual, ensuring cash flow for establishments and safeguarding the distribution chain of essential goods.

With these actions, Bancamiga reaffirms that its commitment goes beyond banking services: it is an alliance with the life, well-being, and future of every Venezuelan, guaranteeing that its channels remain open and at the service of the people when the country needs them most.

Information and images courtesy of Bancamiga Banco Universal

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La entrada Bancamiga waives fees and its branches serve as collection centers apareció primero en Bitfinance.

In light of the current circumstances affecting the country following the earthquakes that occurred on the afternoon of June 24, the financial institution remains active, attentive, and diligent in serving its clients and Venezuelans in general.

“Given the current emergency situation, Bancamiga informs that all mobile payment transactions up to Bs. 150,000.00 will be temporarily commission-free, in order to facilitate transactions and support the community,” states a brief press release.

Bancamiga Banco Universal has also announced the following on its social media:

Furthermore, Bancamiga will make its network of branches available to citizens and communities as collection centers to receive aid safely and organize donations.

Juntos, con empatía y compromiso, saldremos adelante.

A partir de este 25 de junio, tras confirmar que nuestras instalaciones se encuentran en perfectas condiciones y listas para recibir ayuda de forma segura, transformaremos nuestra red de agencias en centros de acopio. pic.twitter.com/pukAxLUsn7

— Bancamiga Banco Universal (@bancamiga) June 25, 2026

Likewise, Bancamiga Banco Universal has reported and confirmed complete normality in the settlement of transactions through its points of sale.

Queremos dar un parte de tranquilidad a todos nuestros aliados comerciales: la liquidación de sus transacciones a través de nuestros puntos de venta se está realizando con total normalidad y de forma habitual. pic.twitter.com/pnorgOxB42

— Bancamiga Banco Universal (@bancamiga) June 25, 2026

Information from social media / Bancamiga Banco Universal

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La entrada Bancamiga reports complete normality in transaction settlement and maximum solidarity with Venezuelans apareció primero en Bitfinance.